The loan interest rate within one year is 4.35%; The loan interest rate within one year to five years is 4.75%; The interest rate for loans with a term of more than five years is 4.90%.

1, and the annual interest rate of demand deposits is 0.385%.

2. The lump-sum deposit and withdrawal time deposit is 2.86% for three months, 3.08% for six months, 3.30% for one year, 3.75% for two years, 4.25% for three years and 4.75% for five years. Rural credit cooperatives refer to rural cooperative financial institutions established with the approval of the People's Bank of China, which are composed of members' shares, implement democratic management and mainly provide financial services for members.