Participating in endowment insurance for land-expropriated farmers is a policy of benefiting the people to help the majority of land-expropriated farmers realize "a sense of security". The endowment insurance for landless farmers is essentially the basic endowment insurance for urban workers or the endowment insurance for urban and rural residents, and there is no risk.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.