1. Unsecured and unsecured: Comprehensive consumption installment is a kind of unsecured and unsecured personal consumption loan with pure credit.
2. Simple application conditions: Comprehensive consumption installment business is a credit card installment business in which banks grant exclusive lines to individual customers with good credit standing and strong repayment ability.
3. Wide scope of application: the comprehensive consumption staging business can meet the needs of customers for home decoration, education and training, renting, wedding tourism, automobile consumption and so on. And is not limited to specific consumption scenarios.
4. Low rate: the lowest annual rate of comprehensive consumption by stages is 2.3%, the highest is 300,000 yuan, and the longest period is 5 years (60 months).