Recently, in order to integrate and upgrade the credit card installment business, ICBC launched the concept of "happiness installment" to provide a more comprehensive installment service for the majority of ICBC credit card holders and better meet the individual needs of each cardholder. The following small series will introduce ICBC's credit card installment business to make credit card installment more professional.

1, e staging

The company provides large loans to ICBC credit card customers to ease the financial pressure in stages for up to 8 years. The application amount is directly transferred to the special debit card, which can be used for large consumption needs such as house purchase, lease, house purchase, wedding, education and tourism.

2. Car staging

For the demand for car purchase put forward by ICBC credit card holders, the hot-selling models of mainstream brands are purchased by stages according to the models, and the car purchase by stages enjoys preferential discounts, with the lowest installment fee of 0.

Step 3 bill

When the cardholder can't repay in full on the repayment date of ICBC credit card, he can apply for bill installment and bear the corresponding installment fee according to the number of bill installments.

4. Turn consumption into stages

After using the ICBC credit card, the cardholder can convert one or more eligible consumption transactions into installment payment within the interest-free period before the due repayment date.

5. Customize installment credit card

When you open an account, at the same time, you can open a product with credit card customization and installment function. If the consumption is successful, it will be automatically converted into installment payment. Customers can adjust the initial amount and installment times by themselves, and different installment times can be set for different consumption amounts.