Consumers applying for mortgage consumer loans need to pay attention to the following matters: 1. The mortgaged property must be the property under the borrower's name. If it is owned by a third person, a statement of consent of that person must be issued at the time of mortgage;

Secondly, in the marriage certificate provided, if there is a divorce, a divorce agreement or a court judgment is required; If you are single after divorce, you need to provide proof that you have not remarried after divorce;

Third, it is necessary to clarify the purpose of the loan. General mortgage consumer loans can only be used for decoration, study abroad, medical care, wedding, and purchase of large household durable consumer goods (car purchase, etc.). It is understood that the current use of mortgage consumer loans is mainly decoration.

Finally, it is relatively simple to apply for mortgage consumer loans, but there are certain restrictions on the use of loans; In addition, before handling, consumers need to rationally understand the reality of high repayment pressure of mortgage consumer loans, fully consider their repayment ability, and avoid the unfavorable situation of paying debts with real estate.