Family consumption loan is a product with relatively low threshold, and its main characteristics are unsecured, unsecured, flexible service mode and fast approval speed. As can be seen from the name, this product is provided by Xingye Consumer Finance for ordinary family consumers, and can be used as a micro-credit consumer loan for general consumption purposes such as family travel, wedding, education and decoration.
You can APPly through the app. As long as the payment is approved, it will be directly mentioned in the debit card of Industrial Bank, with a maximum of 200,000. You can freely choose the loan term of 6 months, 65,438+02 months and up to 36 months, and use the repayment method of equal principal and interest or monthly interest payment.
Of course, everyone is most concerned about whether the family consumption loan is good or not.
I consulted the customer service of Industrial Bank, and the customer service staff said that this product is very good, mainly for personal credit. If the credit is good, you can get a loan in a short time by submitting simple personal information, and the fastest payment time only takes about half a day.
To sum up, if the family's daily expenses are high, you may wish to know about this product. After all, some expenses are inevitable, and it is worthwhile to enjoy a better life in advance and then repay it in installments.