1. Buy a car at a merchant designated by ICBC. Cardholders can directly log in to ICBC's online banking to make inquiries, or directly call customer service to ask the designated merchants in the area.

2. List the merchants who are easy to borrow from Carter.

Take Shenzhen as an example:

3. Easy Loan Card is a credit card product issued by China Industrial and Commercial Bank, which can be directly used for consumption. It is the first special installment credit card in China. Customers use Easy Credit Card to make credit card consumption and installment payment directly at the merchants designated by ICBC, without going to the bank for approval.