Recently, lowering the interest rate of buying houses in various places is undoubtedly the "honey" of property buyers. Compared with the previous purchase interest rate, the lower purchase interest rate means that buyers can reduce more loan principal and save more purchase expenses. This situation is undoubtedly very beneficial for buyers, which can avoid paying a large amount of loan principal at one time, so that buyers can better control their financial situation and reduce the financial pressure.

However, if the reduced interest rate of buying houses is regarded as "honey", then its "arsenic" also exists. Behind the downward adjustment of housing interest rate, consumers' purchasing power will be limited to a certain extent, and for long-term loans, it may affect consumers' financial situation to a certain extent.

In addition, because lowering the interest rate on house purchase itself may bring more investors, this may lead to an increase in house prices, making it more difficult for buyers to control their financial situation.

Generally speaking, the lower interest rate is the "honey" of buyers, but its "arsenic" can not be ignored. Therefore, when consumers decide whether to buy real estate, they should objectively analyze their financial situation and avoid buying real estate beyond their economic ability. Only by objectively analyzing one's own economic ability can we give full play to the advantage of reducing the interest rate of buying houses without being dragged down by the influence of arsenic.