Limited merchants of dream-fulfilling gold: finance; Real estate category; Public hospitals; Gambling; Other consumption specified in the risk policy of CITIC Bank; Other consumption specified by the regulatory authorities.
In addition, when spending on mobile payment devices such as Apple Pay, Huawei Pay, Samsung Pay, etc., you can't use the special temporary quota of dream-fulfilling gold.
After the extended data is opened, it will be consumed by qualified merchants. If the single consumption amount is greater than or equal to the initial amount agreed at the time of opening, the transaction will be automatically carried out in stages according to the agreed number of periods; If the single amount is less than the initial amount or the dream interpretation amount is insufficient, the transaction cannot be completed with the dream interpretation amount.
If the cardholder successfully handles the installment business of "Dream Saving", the credit line of the cardholder's credit card in our bank will be occupied during the installment period, which may include some temporary and fixed installment lines. The installment special temporary line is a one-time temporary line granted to the cardholder specially for handling the above installment business after examination according to the customer's application. This line is non-recoverable, and gradually decreases with the monthly repayment, and the reduced credit line will not be greater than the cardholder's repayment amount in the current month. Moreover, the installment special temporary limit will re-evaluate your credit record on each billing date and re-credit the limit, so it may change.
CITIC Bank Credit Card Center-CITIC Yuan Mengjin