1, CCB staging is actually a credit card staging product launched by CCB. It is aimed at users with good credit and stable income. After applying for installment, you can choose 6/12/18/24/36/48/60 (monthly) installment payment, and you need to pay the handling fee for the corresponding number of installments. CCB's installment pass can be used for child care, buying large durable goods, weddings, etc. , as long as it is used for the purposes specified by CCB. If it is used for other than the specified purpose, the bank will bear the consequences of violation.
2. China Construction Bank, formerly known as People's Construction Bank of China, was established in June 1 954+1October1(later renamed China Construction Bank on March 26th, 1996). The head office is located at No.25, Financial Street, Beijing. It is a large state-owned bank managed by the central government and a national deputy ministerial unit. The main business areas of China Construction Bank include corporate banking, personal banking and treasury business, with branches and subsidiaries in 29 countries and regions, and subsidiaries in many industries such as funds, leasing, trust, life insurance, property insurance, investment banking, futures and pension.
3. Product service business, credit fund loans, residents' savings deposits, foreign exchange business, credit card business, policy-based housing reform finance and personal housing mortgage loans. Type introduction, personal housing loan business, personal housing loan business refers to loans granted by China Construction Bank or natural persons entrusted by China Construction Bank to purchase, build and overhaul various houses in Chinese mainland cities and towns. CCB's personal housing loan business mainly includes personal account housing loan and personal housing mortgage loan (including personal first-hand housing loan, personal second-hand housing loan, second-hand housing loan, personal commercial housing loan and personal housing mortgage loan). ), provident fund personal housing loans and personal housing portfolio loans.
4, 2014101October 9. CCB supports the reasonable housing loan demand of residents' families. For families who purchase the first home by loan, the minimum down payment ratio of the loan is 30%, and the lower limit of the loan interest rate is 0.7 times of the benchmark loan interest rate. According to the borrower's purchase situation, credit history, repayment ability and other factors.
5. Credit card business: As an earlier state-owned bank in China, China Construction Bank has many types of credit cards. The credit cards issued by China Construction Bank are all named "Longka". The types of dragon cards that have been publicly issued include: Dragon Card School Card, Dragon Card Business Card, Dragon Card Automobile Card, China Eastern Airlines Dragon Card, Shanghai Volkswagen Dragon Card, Dragon Card Hong Kong Wonderful Travel Credit Card, China Construction Bank VISA Card, Yilong Changxing Dragon Card, Mango Travel Dragon Card and Dragon Card (Masters Cup) Tennis Card.