How to calculate the new loan interest of Ping An China Bank?
1, minimum fixed monthly interest 1.49%, maximum 1.89%. 5% penalty for prepayment.
2. Default interest of Ping An New Loan: (1). From the overdue date, default interest will be charged at the interest rate agreed in the contract plus 50%; (2) If the loan is overdue for more than 30 days, the remaining loan will rise by 30% at the interest rate agreed in the contract on the next interest settlement date; (3) After the overdue loan principal and interest are fully paid off, the interest rate agreed in this contract shall be resumed on the next interest settlement date. 3. The main advantages of Ping An New Loan: (1) No guarantee-no mortgage, no guarantee, and your credit is the best loan pass. (2) Fast loan-complete information, the fastest loan 1 day, and the unique remote approval mode, so that you can get unsecured loans only by visiting 1 time. (3) Long term-you can freely choose the repayment term 12 months, 24 months, 36 months, and the longest is 3 years. (4) Wide applications-unsecured loan applications such as car purchase, decoration, travel, further education, wedding, medical treatment, etc. (5) High loanable amount-the maximum loanable amount is 500,000 yuan, which can meet your numerous consumer needs.
Second, Ping An Bank, how much is the interest on the new loan, the salesman in charge of the loan and ...
Don't understand = =!
3. Interest on new loans from Ping An Fu Life Insurance and Ping An Bank?
8.2%。
Ping An's "New First Loan" 1 year loan interest rate is 8.2%, and the 2-3 year loan interest rate is 8.32%. The account management fee is linked to the loan amount, with a monthly fee of 0.69% for 30,000-50,000 yuan and 0.59% for more than 50,000 yuan.
Ping An Bank, the full name of Ping An Bank Co., Ltd., is a cross-regional joint-stock commercial bank controlled by China Ping An Insurance (Group) Co., Ltd., and one of Chinese mainland 12 national joint-stock commercial banks.
4. What is the new interest rate of Ping An Bank?
Hello, the specific interest rate of Ping An Bank's new loan is evaluated according to your comprehensive qualifications and the way you choose. The annual interest rate is between 14.4%- 18.36%, subject to the actual approval result of the loan system. If you need funds, you can try to apply for a new loan through Ping An Pocket Bank APP- Finance-Loan. I. Nature of Ping An Bank Ping An Bank, the full name of which is Ping An Bank Co., Ltd., is an inter-regional joint-stock commercial bank controlled by China Ping An Insurance (Group) Co., Ltd. and one of Chinese mainland 12 national joint-stock commercial banks. The registered capital is 565,438 yuan+23.35 million yuan and the total assets are nearly 65,438 yuan +0.37 trillion yuan. Its headquarters is located in Shenzhen, Guangdong Province. Two. How much is the new loan of Ping An Bank? Ping An's "new loan" products are distributed to "wage earners with sustained and stable wage income" or "self-employed individuals with sustained and stable operation". Based on the judgment that the recognized monthly income is the main loan amount, the unsecured loan business used by individuals or families for consumption or business purposes other than house purchase does not need guarantee: it does not need guarantee, but only needs personal credit. It's convenient to apply. Go to the bank 1 time and just sign a contract. Limit commitment, within three working days, the fastest loan 1 day. The application threshold is low, the monthly mortgage payment is more than 3 years, or the Ping An life insurance policy with a payment of more than 3 years (the non-Ping An policy needs to pay for more than 5 years), or the provident fund deposit base is greater than or equal to 4,000, which can be superimposed. 3. It can be seen that the requirements for personal credit information are very high. Of course, after all, it is a bank loan. Interest is also attractive: interest rate Interest standard: self-employed: 1.53% Standard salary: 1.53% Excellent occupation: 1.4% Ping An employees: 1.2% 1. Loan amount: 300,000-500,000 yuan. Term of loan. 6. Common uses: daily consumption, management, decoration, furniture and electrical appliances purchase, personal education, children's education, wedding (the daily consumption amount does not exceed 654.38 million yuan, and the furniture and electrical appliances purchase amount does not exceed 300,000 yuan). Loan amount of mortgage = monthly repayment amount of original mortgage ×45 (monthly repayment amount over one year) = monthly repayment amount of original mortgage ×60. 1. The repayment method must be monthly (including biweekly repayment and balloon loan repayment). 2. Customers who mortgage in different places can apply for mortgage repayment for more than 5 years, and the loanable amount is 30 times of the monthly repayment amount. 3. The mortgage has been settled for less than 12 months. Parents under the age of 4.28 should know about their loans. 5. Loanable amount of the additional mortgage = monthly repayment amount of the original mortgage ×80 (monthly repayment amount of more than one year) = monthly repayment amount of the original mortgage × 100 (monthly repayment amount of more than three years) = monthly repayment amount of the original mortgage × 120 (monthly repayment amount of more than five years) = monthly repayment amount of the original mortgage × 65440. 1. The repayment method must be monthly repayment (including biweekly repayment and balloon loan repayment). 2. Customers need to have a Ping An life insurance policy for more than 3 years, which is not recognized by other insurance companies and the amount is not limited. 3. Or the customer has normally paid the provident fund for more than 2 years, and the amount of the provident fund is not limited. 6. Life insurance policies of insurance companies with policy entries of 1 and 19 can be used. China Ping An Insurance Company Limited, China Life Insurance Company Limited, new china life insurance co Company Limited, Taikang Life Insurance Company Limited, Pacific Life Insurance Company Limited, China People's Life Insurance Company Limited, Taiping Life Insurance Company Limited, AIA Life Insurance Company Limited, Fude Life Insurance Company Limited and Sunshine Life Insurance Company Limited. 2. This policy is effective at present, and there is no duplication effect. Payment has been made four times in three years, and the insured has not changed in the past year. 3. The same policyholder can accumulate up to 3 policies. Loanable amount = annual premium of life insurance ×20(2 years) loanable amount = annual premium of life insurance ×30(3-4 years) loanable amount = annual premium of life insurance × 40 (more than 5 years) income = annual premium ×8 VII. The provident fund should be 1, and the provident fund must be paid continuously for 2 years. 2. There have been cases where "payment" or "payment" has not been recognized. 3. The deposit base of ordinary occupational provident fund is ≥ 4,000 yuan, that is, the individual deposit amount is ≥480 yuan. 4 provident fund deposit unit name must be consistent with the name of the work unit. 5, must be wage earners, if the name has a business license, as a self-employed, the interest is 8.5%. 6. According to the deposit base, query the deposit amount of provident fund in the past 1 year. If there is any increase in the provident fund in the past 65,438+0 years and the increase exceeds 65,438+0.20%, whichever is lower. Loanable amount = deposit base ×40 (deposit base ≥4000 loanable amount = deposit base ×60 (deposit base ≥8000) Revenue confirmation = deposit base × 48. Calculation of income-debt ratio = confirmed monthly debt ÷ confirmed monthly income ≤75% confirmed monthly debt: 65,438+0. Credit card limit 654338.