When a customer uses JD.COM IOUs to spend money, if he uses 60 yuan coupons and then gives a full refund, the used coupons will be returned to the customer's IOUs account in real time. As long as customers spend again before the coupon expires, they can use the coupon when they spend.
When the coupon expires, it is invalid and can't be used any more. Also, if the order is only partially refunded, the coupons used will not be refunded. Customers are advised to think carefully before spending. If you don't really want to buy it, don't settle it, so as not to waste a coupon.
Of course, if customers still need coupons after using them, they can also participate in activities to get new coupons and use them within the specified validity period.
“JD。 COM White Strip is the first Internet credit payment product in the industry, which allows users to enjoy the consumption experience of "consumption first, payment later, real-time approval and arbitrary installment", and quickly becomes an industry model, laying the leading brand position of Jingdong Finance in the consumer finance industry.
In positioning, "JD. COM White Strip is a credit payment service for users with high credit rating and consumer demand through the credit evaluation of big data. Users can enjoy the service of paying first and shopping in installments in JD.COM Mall, with a maximum of 24 installments. Bills can also be repaid in installments, with the lowest repayment rate and lower execution rate than bank credit cards. Jingdong Finance Consumer Finance has opened more than 1 100 million users.
Since then, "Baitiao" has also opened up O2O(JD.COM arrives at home), global purchase and product crowdfunding within the JD.COM system, and then gradually covered the fields of renting, tourism, decoration, education, wedding and so on, extending from credit house purchase service to providing credit consumption loans, covering more consumption scenarios and providing credit consumption services for more consumers.