China Construction Bank has always enjoyed a good reputation. People will take China Construction Bank as one of their choices whether they apply for a credit card or apply for a loan business, and there are many types of credit card installment loans from China Construction Bank. Then, what are the credit card installment loans of CCB?
First of all, China Construction Bank will pass in stages.
CCB installment is mainly used for loans to buy large durable consumer goods, weddings, child care, settlement, tax payment, health and so on. It is widely used, covering all aspects of food, clothing, housing and transportation. It has a special credit line with a maximum of 6,543,800 yuan+0.5 million yuan. The handling fee rate is favorable, and the longest installment is 36.
Second, the decoration stage of Longka Credit Card
Longka credit card decoration by stages is mainly used for home decoration and home appliances. The maximum loan amount can reach 654.38+0 million, which can be divided into 48 periods at the longest, with no mortgage guarantee and zero interest rate concessions. For more information, please click here for details.
Third, Longka buys cars by stages
Longka car installment is mainly used for customers to buy private cars. Its exclusive quota can reach up to 500,000 yuan, and the cost is favorable. You can enjoy zero handling fee at most, flexible in stages, and the longest repayment period is 48 months. New card customers can also apply.
Fourth, CCB's fast loan.
CCB Express Loan is a "quick loan", which is a full-process online self-help loan for individual customers of CCB. Customers can complete loans online through electronic channels of CCB, including real-time application, loan approval, contract signing, withdrawal and repayment. Including fast e-loan, financing e-loan, pledge loan, etc.
Among them, the maximum amount of fast e-loan is 300,000, and the longest loan period is 1 year, which can be recycled. E The maximum loan amount is 5 million yuan, and the loan period is 5 years, which can be recycled. The maximum amount of pledged loan is 3 million yuan, and the longest loan period is 1 year, which can be recycled.
The above is the summary of credit card installment loan of CCB. CCB's credit card installment loans are rich in varieties, which can meet the various needs of customers. Friends who want to apply for installment loans in CCB can refer to the above contents and choose according to their own needs.
Which bank card can I use to buy a mobile phone in installments?
China Merchants Bank credit card can buy mobile phones in installments.
Shopping mall staging is one of the credit card consumption services of China Merchants Bank. When shopping, cardholders can choose to divide the total price of purchased goods or services into three periods, six periods, 12 periods or 24 periods. Pay back the money on time according to the credit card bill every month.
"Shopping Mall Installment Payment" is completed when the cardholder chooses to go to the staged merchant store specially designated by China Merchants Bank and completes the installment payment through the designated POS machine.
Extended data:
The first is the available credit line after handling the market installment payment business.
The installment payment in China Merchants Bank's credit card market takes up your credit limit and total installment amount, so you need to deduct the total installment amount from your usage limit. Pay back monthly, and your credit line will gradually recover.
Second, the service cost.
The installment fee is divided into installment fee and installment fee (month):
1, one-time charge
The handling fee will be charged together with the first payment due.
2. Average value of each period (month)
The fee will be charged according to the number of installments (months) and together with the amount due for each installment. If you buy a commodity worth 6000 RMB, you will pay in installments by 12, and the handling fee is 240 yuan RMB. Each bill will be displayed as "Pudong Store 0 1- 12500 Pudong Store 0 1- 1220".
What credit card installment loan products do you have?
All banks have launched credit card cash installment loan products for credit card users, and the loan amount of the products is independent of the credit card amount. The following are products:
1. Universal Fund of Shanghai Pudong Development Bank: The monthly handling fee is about 0.7 1%, and the initial application requires the invitation of the bank.
2. CITIC Bank Dream Fund: This needs to be decided by yourself. For example, if the amount is set to 3,000 yuan, then the consumption exceeding 3,000 yuan will be automatically phased.
3. Ping An Bank's consumer reserve fund: similar to the Dream Fund, the amount is directly reflected on the credit card, and the installment amount and the number of installments need to be set.
4. Bank of Communications enjoys the loan: when the consumption reaches 1.500 yuan, it will be automatically phased, and the installment fee rate is between 0.25% and 0.93%.