Jinshang Consumer Finance is an unsecured and unsecured credit loan product launched by Jinshang Consumer Finance Co., Ltd., which was established on February 23, 20 16 and is headquartered in Taiyuan, Shanxi Province. It is the fourth consumer finance company approved by China Banking Regulatory Commission.
Jinshang consumer finance is an unsecured and unsecured credit loan product designed for customers with stable income or stable residence. The amount is high, and the maximum amount can be applied for 200,000 yuan; Long-term, up to 36 applications; The procedure is simple. You can apply by providing your ID card, bank card and simple credit materials. High efficiency, you can apply through mobile PAD terminal or VLM video loan machine. Scope: granting personal consumption loans; Accepting deposits from domestic subsidiaries of shareholders and domestic shareholders; Borrowing from domestic financial institutions; Issuing financial bonds upon approval; Domestic interbank lending; Consulting and agency business related to consumer finance; Acting as an agent to sell insurance products related to consumer loans; Fixed income securities investment business; Other businesses approved by the CBRC.
Conditions for applying for small loans:
1, Chinese mainland residents aged 18;
2. Have a stable address and work or business place;
3. Have a stable source of income;
4. Without a bad credit record, the loan cannot be used for stock trading or gambling.
5. Other conditions required by the bank.
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What is consumer finance of Shanxi merchants? A complete introduction to the platform!
Many friends will find a platform called "Shanxi Merchants Consumer Finance" when surfing the Internet. Many people don't know what consumer finance of Shanxi merchants is, so let's consult the general situation of consumer finance of Shanxi merchants. Here, I would like to introduce the consumption finance of Shanxi merchants.
Jinshang Consumer Finance is a consumer finance company with a formal business license, which mainly provides consumer loans for everyone. There are three major loan products under the banner of Jinshang Consumer Finance, namely, Jinqing Loan, Golden Elephant Staging and Golden Elephant Wallet.
Jinqingdai
Jinqing loan is a cash loan product, which can provide you with a loan product of no more than 200,000 yuan, and the longest loan period can reach 36 periods. The main target of Jinqing Loan is people with stable income or stable residence. Everyone can use their ID card, bank card and simple credit information to handle it through the mobile APP.
Jinxiang fen phase
Golden elephant installment is a loan product with clear consumption scenes, which mainly helps everyone achieve specific consumption goals. The applicable scenes of music enjoyment staging are: medical beauty, wedding, home improvement, travel and holiday, 3C digital, education and training, house leasing, auto insurance, etc.
Golden elephant wallet
Golden elephant wallet is a bit like a credit card, allowing everyone to overdraw. You can go to a fixed business to overdraw, and you can also enjoy the courtesy and preferential treatment of VIP members of the business. Golden elephant wallet has the characteristics of one-time integral and permanent recycling, and can enjoy merchant discount.
Above, I introduced what is consumer finance of Shanxi merchants and what loan products are available, hoping to give you a more comprehensive understanding of consumer finance of Shanxi merchants.
What is the platform of Shanxi merchants' consumer finance?
Shanxi merchants' consumer finance is a platform to provide consumers with consumer loans. In fact, Jinshang Consumer Finance is a consumer finance company with a formal business license, and its * * * has three loan products: Jinqiang Loan, Jinxiang Installment and Jinxiang Wallet. Enjoying installment is a loan product, which needs to be consumed in a specific scenario; Jinqing loan is a cash loan product with a maximum loan amount of 200,000 yuan; Golden elephant wallet supports overdraft consumption, and users can spend in special merchants and enjoy preferential treatment and membership treatment.
The content of this article comes from: The New Encyclopedia of Financial Law (Fifth Edition) edited by China Law Publishing House.
Which online lending platform is Jinshang Consumer Finance?
Shanxi merchants' consumption finance is a personal consumption loan. Jinshang Consumer Finance Co., Ltd. is a national licensed consumer finance company approved by China Banking Regulatory Commission, and a member of the Consumer Finance Professional Committee of China Banking Association.
Founded on February 23rd, 20 16, and headquartered in Taiyuan, Shanxi. According to the needs of business development, the company has continuously improved the organizational structure of "three meetings and one floor", and successively set up 18 offices such as market management department, risk management department and information technology department, as well as six operation centers in Beijing, Shanghai, Guangdong, Shenzhen, Hangzhou and Shanxi.
According to the needs of business development, the company has continuously improved the organizational structure of "three meetings and one floor", and successively set up 18 offices such as market management department, risk management department and information technology department, as well as six operation centers in Beijing, Shanghai, Guangdong, Shenzhen, Hangzhou and Shanxi. The company's main business includes: issuing personal consumption loans; Accepting deposits from domestic subsidiaries of shareholders and domestic shareholders; Borrowing from domestic financial institutions; Issuing financial bonds upon approval;
As a inclusive finance product of Shanxi merchants' consumer finance, Golden Elephant Staging helps merchants reduce customer churn, help consumers solve financial pressure, enjoy a safe and reliable credit consumption experience and meet consumer demand.
Shanxi merchants' consumer finance selects high-quality merchants to join Jinxiang's wallet staging service platform. After scanning the QR code of the merchant through WeChat, consumers can easily apply for the installment business and enjoy the convenient credit consumption experience of on-site application and real-time approval.
Usage scenarios: education and training, house leasing, auto insurance, home decoration, travel and holiday, 3C digital, medical beauty, wedding service.
Refer to the above contents: Shanxi merchants' consumer finance-golden elephant staging