2. Of course, the process will be simpler if the user uses his own savings card to repay the loan. They can choose to pay directly and quickly.
3.“JD。 COM White Paper is the first Internet credit payment product in the industry, which allows users to enjoy the consumption experience of "consumption first, payment later, real-time approval and random installment", and quickly becomes an industry model, establishing the leading brand position of Jingdong Finance in the consumer finance industry.
4. In terms of positioning, "JD. COM White Strip is a credit payment service for users with high credit rating and consumer demand through the credit evaluation of big data. Users can enjoy post-use payment and installment shopping service in JD.COM Mall, which can be divided into 24 periods at most. At least the bill can be paid in installments. The implementation rate is lower than that of bank credit cards. JD.COM Consumer Finance has opened more than 654.38 billion users.
Operating environment: apple 12, ios 14, jingdong financial edition 6. 1. 10.
1 and "White Strip" also opened up o2o(JD.COM Home), global shopping and product crowdfunding within the JD.COM system. Later, it gradually covered leasing, tourism, decoration, education, wedding and other fields. Extending from credit purchase service to providing credit consumption loans, covering more consumption scenarios and providing credit consumption services for more consumers.
2. The service scene of Baitiao in JD.COM has been gradually extended, and it has cooperated with nearly 10 million online and offline merchants, covering many industries such as life and entertainment, business travel, education and training, and communication leasing. In cooperation with the bank, * * * signed the electronic account "White Slip Payment", extended the white slip payment to offline through NFC technology, and further expanded the usage scenarios of white slip payment by binding WeChat payment.
3. In addition to providing users with the convenience of buying first, paying later and paying by installments at will, Baitiao also launched the official creative product store-Time Grocery Store. Adhering to strict aesthetic and quality standards, Baitiao creates and selects all kinds of exquisite and interesting things for users and establishes a healthy and quality attitude towards life with young people.
4.JD.COM Xiaobai not only brings convenience to users, but also attaches great importance to the safety of users being stolen by JD.COM Xiaobai. In the whole process of account login, activation, transaction and information modification, JD.COM Digital Branch Ce Tian decision engine system, Tiandun account security and anti-fraud system and Skynet transaction risk monitoring system conduct background security scanning on each account behavior, calculate in real time, identify malicious behaviors and high-risk orders, and connect with the mall distribution system. For high-risk orders, JD.COM White Strip Anti-theft Brush has a unique advantage in the industry.
I hope I can help you.