1, buy furniture and appliances

Such as TV, refrigerator, sofa, bed, wardrobe, tables and chairs, air conditioner, water heater, etc. It can also be used for home decoration.

Step 2 buy a car

In the use of consumer loans, it is ok to buy a car, but it cannot be used to buy a house.

Step 3 use it for education

For example, studying abroad and re-education after employment. The loan funds can be used to pay tuition, accommodation and living expenses.

4, used for marriage

For example, hire a wedding company, hold a banquet, buy a wedding dress, buy jewelry and so on. You can apply for a consumer loan if the short-term expenses are large.

Step 5 travel abroad

It can be domestic tourism or foreign tourism. The longer the planned travel time, the greater the demand for consumer loans.

6. Medical beauty

Medical treatment refers to all kinds of medical treatment for colds, diseases and accidents. Medical beauty generally refers to the treatment and plastic surgery of the mouth and eyes.

7. Purpose of production and operation

For example, if the demand is small, you can also apply for consumer loans for production and business purposes such as expanding the factory building, purchasing business equipment, purchasing raw materials, and accounting turnover.

8. Other daily consumption

For example, shopping for dinner, buying food and cooking, buying clothes and shoes, paying utilities, transportation and other basic expenses of daily life.

Note that consumer loans are explicitly prohibited, that is, they may not be used in areas prohibited by law such as house purchase and investment.

If your loan application is rejected, it is recommended to check your credit status through "Sixi Data" first. If your credit is not good, it is suggested to wait for a period of time, and then try to apply for a loan after the credit risk score is lowered and the stain is eliminated, so that the chances of passing will be higher.

Extended data:

What are the consumer finance loans?

There are many consumer finance loans, such as Gitzo consumer finance commodity loans and consumer loans, instant consumer finance comfort loans, good-term loans for consumer finance, full-time loans and privileged loans for Xiaoman Finance's rich flower platform, Suning Finance's willful loans, Jingdong Finance's gold bar loans, Ant Financial's loan treasures, and Lexin's installment music.

In addition, other consumer finance institutions also provide various credit consumer loans, such as Zhongyuan Consumer Finance, China Post Consumer Finance, Haier Consumer Finance, Yin Chang Consumer Finance, Huarong Consumer Finance, Yin Hang Consumer Finance, Jinshang Consumer Finance, Shengyin Consumer Finance and Happiness Consumer Finance.

As long as more attention is paid to maintaining personal good credit, there is no bad record in the credit report; And can provide stable income proof, have the ability to repay on time, and generally can successfully borrow money from the above-mentioned consumer financial institutions.

Of course, if the credit is bad, you can't borrow money temporarily.

It should also be noted that there are many unknown small loan platforms in the loan market. Although the application threshold is low, it is not recommended to borrow money because there is no financial license.