Reliable. Enjoying installment is a special installment business launched by Postal Savings Bank, which can be applied by credit card customers of Postal Savings Bank. Customers apply to the Postal Savings Bank for an installment credit card (hereinafter referred to as the installment credit card), and after being approved by the bank, they will be granted a special installment quota. Customers can apply to transfer the installment amount to the installment credit card and spend it at the merchants designated by the bank, so as to solve the financial pressure by installment repayment and meet your large consumption needs such as car purchase, home improvement, education, tourism and wedding.

Enjoy the phased business process:

1, application. Customers with good credit records and stable professional income apply to the bank and provide corresponding materials as required.

2. recognition. The bank will grant the installment quota according to the applicant's credit status.

3. support. Customers can apply for cash withdrawal through Postal Savings Bank Credit Card APP, Credit Card Customer Service Hotline 4008895580, WeChat Bank and Mobile Banking, and the funds will be transferred to Yuexiang installment card.

4. consumption. Customers use the Pleasant Staging Card to swipe their cards at designated merchants.

The customer shall provide the following materials:

1, my valid identity document;

2. Effective work certificates and financial documents;

3. Enjoy the installment card application form;

4. Enjoy the interview record of installment card business (please consult the local branch for details).

What are the characteristics of "enjoy staging"?

Yuexiang installment is a credit product provided by Postal Savings Bank for customers with good credit records, stable professional income and normal consumption behavior. The minimum installment amount is 65,438+0,000, and the maximum is 300,000. The installment amount is one-time and non-recoverable. The minimum staging period is 12 and the maximum is 60; The handling fee rate is 0.5%/ month, which is charged monthly (from now on to 202 1, 1 and February 3 1). Customers who have completed the installment can enjoy a 40% discount on the installment fee rate, that is, the installment fee rate is 0.3%. )。 To apply for staging, you need to apply for a staging card of the Postal Savings Bank. This card only supports consumption at the designated merchants of the Bank, and cannot be used for cash withdrawal, transfer or electronic channel consumption, personal investment and wealth management (including but not limited to stocks and futures), operating capital turnover, real estate and other purposes.

What are the requirements for applying for "installment"?

Customers with good credit records and stable professional income can apply for the bid, and the bank will review your credit status and give you a pleasant installment quota.