Lacarra is well-known in the industry, and now Lacarra has also launched loans, but many people have reported loans from Lacarra. Although the review speed is not fast, its interest is relatively low and the amount is very rich. Because Lacarra's loan is so good, many friends are very excited. They all want to know whether it's good to apply for a loan in Lacarra. Is Lacarra really free of interest? Let's take a closer look.
Is it easy to apply for a loan in Lacarra?
1, a citizen of China with full capacity for civil conduct and a second-generation ID card;
2. The age is 22 years old (inclusive) to 60 years old (inclusive);
3. The customer base of Lacarra employee loan is the official employees of white-listed enterprises recognized by Lacarra (subject to the list of enterprises in the menu below), and requires a bachelor's degree or local property ownership. If not, you can only apply for other loan products in Lacarra;
4. Lacarra also needs to hold a credit card for you, with consumer credit demand and no bad credit record;
5. The main basis of installment payment in Lakarayi is koala credit, and it is easy to apply for Lacarra loan with high score.
Judging from the above conditions, Lacarra's loan application conditions are not low, either requiring a bachelor's degree, or requiring real estate, and some also requiring good credit information. If these conditions can't be met, of course, it can't be said that Lacarra's loan application is good.
Is Lacarra really free of interest?
However, if the conditions can be met, it is still easy to apply for a loan from Lacarra, not to mention the low interest rate on the loan. Strongly encourage friends in need to try it.
The official propaganda of Kara loan is zero interest, of course, everyone knows that it is impossible ... Without interest, there will definitely be a handling fee, so the interest of Lacarra loan of 30,000 yuan can be equivalent to the service fee of Lacarra loan of 30,000 yuan.
In addition, Lacarra officials have not given a detailed explanation on the service fee, but some users reported that they borrowed 30,000 yuan in Lacarra and received 5,000 yuan in service fee. In fact, the annual interest rate is 16%, which is comparable to the daily interest borrowed by ants. I think it's still available.
Another user said that the service fee returned by Lacarra is calculated on a weekly basis. After the application is successful, users can choose one week, two weeks, three weeks and four weeks for repayment, and the corresponding service fee rates are 2%, 3%, 4% and 6% respectively.
For example, if you borrow 65,438+0,000 yuan, that will be one week's 20 yuan handling fee, two weeks' 30 yuan handling fee, three weeks' 40 yuan handling fee and four weeks' 60 yuan handling fee.
Through the introduction of the above content, I understand how to apply for this loan platform. Although the official information is zero interest, it will charge a certain fee. It is impossible to know that interest-free loans are not particularly high, and even if they are charged, they are not usurious. So you can apply with confidence.
Is it easy to apply for a loan in Lacarra?
1. Search for "Lacarra" on WeChat and select Lacarra official WeChat;
2. Select Lacarra official WeChat and then select attention;
3. Select "Small Loan"-"Borrow some money", as shown below;
4. Enter my mobile phone number and get the verification code to register, as shown in the figure below;
5. Select "Easy Staging" and click Apply (note: please prepare your ID card and bank card before applying);
6. Take photos, including the front and back of the ID card, and I hold the ID card photo;
7. Fill in the basic application information. In order to improve the pass rate, please be sure to fill in real information;
8. Fill in my bank card information. The bank card must be a savings card (debit card) in my name;
9. The page prompts the loanable amount. Within the loanable amount, fill in the application amount directly. The system automatically displays interest rate and installment repayment information;
10. Click to get the SMS verification code, confirm the loan information, and then click Submit Application;
1 1. After completing the application, I am waiting for the loan.
How to quickly pass the Lacarra loan audit of Lacarra loan in a few days?
In fact, the speed of the next payment is also a concern when you apply for a loan, especially when you need money badly. These two days are in urgent need of money. Who can stand reviewing for three or five days? Is the next installment of Lacarra loan fast? How many days is the next installment of Lacarra loan? Let's answer your questions.
How many days will Lacarra loan be repaid?
If you want to know how many days the loan in Lacarra will be repaid, you must first understand the loan review. Lacarra officials said that this was a machine audit. Generally speaking, if it is a machine audit, the speed should be very fast, whether it passes or fails.
However, judging from the feedback from most netizens, the loan review speed in Lacarra is not fast. It's still very fast for you, and you can make the payment the next day at the longest, but you often have to wait three to five days for easy installment, and it's not without waiting.
Therefore, it is really hard to say how many days it will take Lacarra to get a loan. It takes some time visually. You don't mind applying if you are in a hurry to use the money.
Quickly pass the loan review in Lacarra.
1. When you apply for easy installment, you should return it first. Lacarra cannot have two merchants using the application at the same time;
2. Never registered in Lacarra. If you apply directly after registration, 90% will be rejected. Therefore, it is very important to have a relationship with Lacarra first and accumulate credit;
3. Call me back. The information you asked is basically the information you filled in. You can prepare the information in advance. Don't say that the customer service stutters or forgets the question when asking.
Is it easy to apply for a loan in Lacarra? You should know this.
Lacarra loan is to borrow some money, mainly including three businesses: easy installment, repayment for you, and employee loan. We also provide you with short-term compensation service for credit card bills. Easy installment is a cash installment credit product, and employee loan specializes in installment loan credit services. Three loan products are aimed at different people and different purposes. Rong 360 (fangdai 123) tells you how to apply for a loan in Lacarra.
Is it easy to apply for a loan in Lacarra?
Lacarra's loan is easy to be phased for its high-quality users. In addition to some personal information, it also focuses on his koala credit score.
If the user's koala credit score is high, the loan amount that can be applied for will be relatively high, up to 50,000 yuan. What netizens actually measured was that 630 points was the highest loan in Lacarra18,000 yuan. In Lacarra APP, click "Test my credit" to find your koala credit score.
It is easier for people with good credit to apply for easy installment, and the loan speed is very fast. After the general approval, Lacarra will lend money on the same day.
How to easily borrow Lacarra's loan in installments?
At present, users can directly apply for Lacarra easy installment loan through Lacarra APP client, and all formalities are completed at the client without face-to-face signing. The audit cycle only takes a few minutes, and it can realize rapid loan, with a maximum amount of 50,000 yuan.
How to apply for easy installment of Lacarra?
Lacarra Easy Staging is a credit model based on Lacarra's analysis of individual users' payment and consumption behavior. Before lending, users who have passed the examination and approval can obtain loans not higher than the total amount of credit. The whole online application, the specific process is:
Step 1: download Lacarra mobile APP；;
Step 2: open the APP, click "borrow some money-easy installment", fill in the required amount, and select the number of installments;
Step 3: Provide basic personal information according to the guidelines and complete the technical inspection as required;
Step 4: Wait for the enterprise to comprehensively evaluate the applicants, and some applicants need to refer to external credit information additionally;
Step 5: After the evaluation is passed, the money will arrive.
Lacarra loan how to borrow some money?
Lacarra's application amount for borrowing some money: the minimum 500 yuan can't exceed the available credit card, the single payment can't exceed 30,000 yuan, and the upper limit of my installment balance can't exceed 50,000 yuan; Overpayments and temporary quotas cannot be applied.
The funds obtained by the cardholder through this business are only used for personal consumption (including but not limited to household durable goods consumption, wedding consumption, tourism consumption, car purchase consumption, home decoration, student assistance, medical care, etc.). ). It shall not be used for buying and selling stocks, bonds and other capital market investments, nor for equity investment or borrowing funds from third parties. If the cardholder uses the funds in violation of the agreement, it constitutes the cardholder's breach of contract, and the bank has the right to terminate the loan business and require the cardholder to pay off the installment balance in one lump sum.
Processing time: the processing time of a single user is once every three months.
Currency: RMB only
Collection account: My debit card account.
Application channel: currently limited to multimedia terminals. Online time of mobile phone client is to be determined.
Support banks: At present, only CCB credit cards are supported.