In February this year, I bought the double happiness C model of Xinhua Life Insurance from China Merchants Bank, and the payment is 10000 a year. Now I need the money badly. How much will you lose if you want to surrender? Brother, it is not recommended to withdraw money at this time. It is best to do it according to the provisions of the insurance contract. Of course, if you have to use it, you can check the explanation of cash value in your insurance policy, which is the amount of money you can withdraw now!

Or ask if there is a loan function available and see if it can solve your current problem!

Or look at handling credit cards to solve the problem of poor capital turnover!

Another is that Huaxia Bank has an Yida Gold Card, which is the unsecured credit card with the lowest rate at present. The interest rate is slightly higher than that of a five-year loan, with an annual interest rate of 9%, that is, 654.38+00000 with an annual interest rate of 900!

Finally, it is suggested that insurance is a medium-and long-term wealth management product. If you are not sure whether short-term funds are useful, don't put them on insurance products! If you need to take the insurance company to surrender your insurance, you'd better call to consult the information you bring before you go, in case the information is incomplete.

Finally, I wish you a smooth and safe career!

China Ping An Life Insurance Company of China insurance company Qingdao branch Wang