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How to operate JD.COM IOUs for prepayment?
1. First, open the Jingdong Financial APP and click the white bar on the home page.

2. Then click the option to return it next month.

3. Then click Prepayment and click Transfer Payment in the dialog box.

You can also click on all bills and choose to settle all debts at once.

1," JD。 COM White Strip is the first Internet credit payment product in the industry, which allows users to enjoy the consumption experience of "consumption first, payment later, real-time approval and arbitrary installment", and quickly becomes an industry model, laying the leading brand position of Jingdong Finance in the consumer finance industry.

2. The "White Strip" also opened up O2O(JD.COM to Home), global purchase and product crowdfunding within the JD.COM system, and then gradually covered the fields of renting, tourism, decoration, education and wedding. , extending from credit purchase service to providing credit consumption loans, covering more consumption scenarios and providing credit consumption services for more consumers.

3.JD.COM White Stripes not only bring convenience to users, but also pay great attention to the safety of users being stolen by JD.COM White Stripes. In the whole process of account login, activation, transaction and information modification, JD.com's Ce Tian decision engine system, Tiandun account security and anti-fraud system and Skynet transaction risk monitoring system conduct background security scanning on each account behavior, calculate in real time, identify malicious behavior and high-risk orders, and get through to the mall distribution system to intercept the last mile high-risk orders. JD.COM white anti-theft brush is a unique advantage in the industry.

4. If there is no installment, JD.COM IOUs can postpone payment for 30 days without generating interest rate. The installment service can be divided into three periods, six periods, 12 period and 24 periods. The rate standard is 0.5%- 1.2%, and the penalty rate is 0.05%/ day. Repayment can be made through the mobile phone Jingdong Financial PC and client and Jingdong Wallet client.