How to use the mind card of Changsha Bank?
Changsha Bank Credit Card refers to the credit card that customers apply to Changsha Bank to meet the financial needs of individuals to buy large-value goods or services. After the application is successful, the bank will open a warm heart card account and distribute the loan amount to the warm heart card account in the form of overpayment.
The cardholder can transfer the money to the debit account of the same name in the bank, and then pay by himself or spend directly by swiping the card through the POS terminal. No matter transfer, cash withdrawal or consumption, there is no handling fee.
Precautions for Changsha Bank Warm Heart Card:
1. Intention card fund use: It can only be used for various reasonable personal and family consumption and expenditure needs such as car purchase, home improvement, travel, wedding, education, etc. However, it cannot be used to invest in the stock market, futures market, housing market, foreign exchange market, funds, insurance, bank wealth management products or other equity investments, as well as pet consumption, art sales, funeral etiquette, pyramid schemes, medical care, etc.
2. Repayment of Xintong Card: After the installment business of Xintong Card is successfully handled, repayment must be made every month. The cardholder needs to deposit enough repayment amount into the account of Xintong Card on the last repayment date, and the system will deduct the handling fee and principal payable from the account one by one on the last repayment date.
The above is the related introduction of "How to use Changsha Bank Warm Heart Card", and I hope it will help everyone. Finally, I would like to remind you that after using the funds of Heartpass card, don't forget to keep the relevant consumption vouchers. Banks can ask for vouchers at any time to verify the purpose of consumption.