Automobile mortgage is a way to obtain loans from financial institutions by taking the car of the borrower or a third party as collateral. Because of the rapid depreciation of cars, it is risky to use cars as a single mortgage. At present, domestic banks generally do not do car mortgage, but not all banks do not have this business.
It is understood that Ping An Bank has a car mortgage, and the loan funds can be used for consumption and operation. The repayment method can be equal principal and interest or average capital. In addition, this service has the following characteristics:
? Driving a vehicle: after the money is lent out, the vehicle is still owned by you;
? Efficient examination and approval: after the mortgage is completed, the loan will be released within 1 day at the earliest;
? Flexible use: it can be used for business purposes such as purchasing and purchasing, and can also meet consumer needs such as decoration, tourism and wedding;
? Adequate amount: the maximum amount of a single loan is 500,000.
If necessary, please prepare the following information:
? Second-generation ID card;
? Vehicle driving license and motor vehicle registration certificate
; ? Proof of income, such as bank running water or income certificate issued by the company;
? Proof of residence, such as water, electricity and coal bills.