I checked. Personal gold easy loan business refers to the RMB loan issued by the bank to the depositors of housing provident fund with good credit for consumption, which can be used for car purchase, decoration, tourism, wedding, education and other consumer purposes. This is a credit loan, so it is more important to conduct a credit investigation. In addition to credit information, there are other conditions. You can see if you meet the following requirements:

1, a citizen of China with full capacity for civil conduct;

2. Have legal and valid identification and proof of marital status;

3. Having a fixed residence at the place where the handling bank is located;

4. Have a good credit record and willingness to repay, and no illegal acts and bad records;

5, with a stable source of legitimate income and the ability to repay the loan principal and interest in full and on time;

6. The purpose of the loan is clear, legal and compliant;

7. As the depositor of the housing provident fund where the branch is located, he has continuously paid the provident fund 1 year or more (inclusive), and the individual's monthly contribution is above 600 yuan (inclusive);

8. Open a personal settlement account in a bank.