Installment payment is a consumer credit product issued by China Construction Bank, and the amount is limited to the installment payment of consumers in designated merchants. Consumption scope includes: large-scale durable goods consumption, wedding, child care, settlement, tax payment, health and other daily consumption items.

Among them, settlement does not include buying a house, so CCB can not be used to pay the down payment by stages, but it can be used for house decoration and home appliance purchase. In addition, withdrawal, transfer and cash installment are not supported. Users are advised to keep the consumption voucher when using installment payment.