First of all, after all the procedures for buying a car in the insurance part are completed, you have to buy insurance first, because now the country is compulsory to pay strong insurance! If you don't buy strong insurance, you won't register with the vehicle management office! Therefore, you must apply for insurance first. Let's talk about the precautions of insurance first. There are two points to note: 1. Procedures required for insurance: the car purchase invoice can be merged with the original ID card, and the insurance window can be copied free of charge. 2. When applying for insurance, the premium is only paid in cash, not by credit card. Please withdraw cash from the bank in advance. Dongying's new car insurance is compulsory and must be handled in the agent hall of the vehicle management office (new car insurance * * *). In the service hall of the vehicle management office, from west to east, there are: PICC Sunshine, Safe Land, Anbang Pacific and Zhonglian Tianan Yongan. All insurance companies entrust Dongda Brokerage Company! 1. Reasons for new car insurance: I guess it should be the suggestion of the China Insurance Regulatory Commission. Now this policy is being implemented in many parts of the country. Dongying is: Dongda Brokerage Company will represent more than 9 insurance companies, and then divide the proportion according to the market share of each insurance company. For example, Company A accounts for 6% of the market. When the number of customers of Company A exceeds this ratio, Company A is allowed to suspend business temporarily. At this point, the billing salesman will generally claim that the system is broken, and the policy cannot be issued for the time being, and the network is blocked. (BS, just tell the truth, don't always try to fool everyone, be kind. At first, I really believed it. After a long time, I wondered why the system went wrong every week. ) In order to better divide the market, the billing personnel of insurance companies in the insurance window belong to employees of Dongda Brokerage Company! So there will be no competition between insurance companies! In the insurance hall, there used to be a sign that it was forbidden for insurance company salesmen, automobile sales consultants and other personnel to recommend insurance companies to customers in this hall! I have accompanied my friends to the DMV for listing several times. When I entered the insurance, several employees of Dongda University in the lobby told me that the service staff of the automobile 4S shop and the salesman of the insurance company were not allowed to go to the insurance window. Please sit aside and wait, and let the owner handle it himself. NND suppressed my anger and treated me as a car seller. My own car went on the market the other day, and that guy asked me out again, so I gave him a hard time! Summary: There is nothing wrong with the monopoly of new cars. Now this is a trend all over the country. Understandable, but please ask the relevant leaders of Dongda University to improve the quality of employees, especially those sitting at the shopping guide desk at the door. To be a customer's shopping guide, at least you should master more insurance professional knowledge. When explaining some insurance clauses to customers, it is very vague and misleading. There are also some billing personnel who have a bad attitude. Who does the service unit show its face to and force everyone to complain? 2. It is very important to choose an insurance company. I suggest that when choosing an insurance company, try to choose a big company. Management and companionship are more convenient, such as PICC safe Pacific ... and so on. You can check the market share information of some insurance companies from Dongying Insurance Information Online: /List. Asp？ ClassID= 1 According to the statistical information of insurance industry associations, make a reference. 3. If you need to choose insurance items for compulsory insurance, don't say it. Family cars are all new cars, 1.050 yuan. Car damage and theft are best insured. Car damage and theft are insured according to the price of the car. Different models have different prices. Personal advice from a third party should be insured anyway. If you are a novice, try to stay high. At least 565,438+10,000 890 yuan Li, about 200,000, about 1 100 yuan. For the people on the plane, this insurance is divided according to the seats. All five seats are guaranteed, one seat is 20,000, and the total guarantee is 65,438+10,000. Around 240 yuan, the minimum amount of body scratches is 2000 yuan, around 380 yuan, and I personally don't like this kind of insurance. The car was left downstairs, scratched by others, and no one could be found. This situation is classified as a third party fleeing, and only 70% of the depressed people are still waiting there. Only when you accidentally rub yourself while driving, and the bonus is not deformed, can it be counted as a scratch. In this case, it is 100% total compensation. If it is deformed, the car will break down. ) The price of glass breakage insurance alone is not very high, about 100 yuan. In the first year of spontaneous combustion, new cars do not need to be insured. No matter what items are insured, it is best to go in, otherwise it can only be 80% compensation. I feel very depressed that I have to bear 20% of the burden after insurance. If the car generally does not leave Shandong Province, I can choose to limit it to the province when I apply for insurance, so I can get an extra discount of 4% to 8. 1%. If I'm not limited to the province, I can limit the price difference to more than 200 yuan if the car is limited to 1 10,000. 4. In the process of insurance, first get the queuing number at the shopping guide and fill in the insurance application form, then take the serial number to the insurance window and wait for the queuing number. (Required procedures: the car purchase invoice can be merged with the original ID card, and the insurance window can be copied free of charge. ) Generally, there are many large companies. For example, the mediator has a long waiting time. Even when I went to the listing on September 3, the number of the queue was arranged in the afternoon, but some small insurance companies don't need to get the serial number, so fewer people went there to enter it. First, the claim adjuster enters the customer information, then calculates the premium price according to the items you insure, and only approves it after telling you that you agree, prints the bill of payment, and pays the premium at the southeast corner window (you can't swipe your card here, only accept cash). After paying the money, go back to the insurance window and wait for the insurance policy, and then you can go to the house ~ ~ 5. After changing the car number, get the driving license, don't forget to go back to the insurance window to change the license plate number, get the insurance card and the compulsory insurance sign, give the driving license to the drawer, fill out two application forms for change, and then it's OK. After the insurance is completed, the new car should be listed below. In order to save time, if you bring a few friends with you, you can apply for tax increase when you enter the insurance and get the registration application form for extension and foreign inspection. The first step is to go to the State Taxation Bureau (diagonally opposite to Jiaozi Town, Ginza, Dongsan Road) and ask for: (1) a copy of the ID card (if it is a company, a copy of the company's organization code is required), (2) a copy of the tax return in the invoice, and (3) a copy of the certificate. (Note: Please write your contact number on the copy of your ID card ~ the copy must be on A4 paper) Give these two copies and the tax return to the window managers on No.2, No.3 and No.4, and they can print out a tax return ~ After checking with the certificate, sign the first copy of the IRS ~ Take the first copy and swipe the card 1! If you don't have an ICBC card, you need to: go south after leaving the IRS, go east at the roundabout, cross the small bridge and go four blocks north to get to your destination: after entering the gate, the development zone management Committee will go west, enter from the west gate and then enter. There is a small ICBC, who handed in the tax returns of the staff, returned to the IRS with the invoice, gave them the account book for tax payment, and then went to the vehicle management office ~ (please indicate that it is from Dongying Auto Network ~ group purchase original! Otherwise it will be seriously despised. Step 2: List 1. The extension number of the form is to go to the agency hall of the vehicle management office (that is, the row of board houses of the vehicle management office) to collect the form, and the owner himself will go to the scene to collect either the ID card or the invoice. After filling out the two-page motor vehicle registration application form (see the figure below for details), pay 65438+ at the next payment office. 02 yuan claim: 10 yuan deferred invoice driving license and a small anti-counterfeiting mark (don't lose it when you take it)! Then go out and park your car in the extension area to find the big rack number and clean it ~ ~ Give the watch and the invoice of 10 yuan to the young man with the extension number and ask him to have the extension number ~ ~ Stick the anti-counterfeiting sign on the extension number film! After the number is expanded, check the vehicle. 2. Vehicle inspection and registration. Drive in front of the vehicle inspection ~ show the original registration form and certificate to the vehicle inspection personnel to see the frame number. After the vehicle inspection, go to the house with the staff and wait for the staff to sign the registration form. At the same time, prepare: (1). Additional tax book (2) copy of ID card (3) compulsory insurance (deputy) (4) When your name is called in invoice registration, give these four materials to them to order together ~ Then leave and register in the East Vehicle Management Business Hall ~ ~ After entering the door, there is a computer on the right to receive the serial number according to the new car registration and then sit on the left stool! ! Listen to the loudspeaker calling your serial number, go to the number you want to go to! Need to bring another ID card! Go to the easternmost 14 after registration, and pay 125 yuan. Pay the fee and go out to choose the number! 3. Choose the number. There are service personnel ~ ~ ~ ..........'s attitude is not bad. They will teach you how to choose a number.

Tuan Tuan coup: When choosing a number, you can choose one of the last three digits and replace it with *! For example, if you select: 00 * 001002 003 004 005 006 007 008 009, you can see it as long as you don't select it! 4. After selecting the number, everyone in the car should come down after the car stops at the white line of the photo studio (it doesn't matter if the solar film is attached) and take 4 receipts to the registration office to take photos after selecting the number. 5. Go to the room where the ID number is collected ~ ~ Get the driving license and registration certificate, sit in the room and wait, and call your name later. Need to collect: when selecting the number, collect the small ticket for scanning. 6. Generally, you can register at the photo license office and get the license plate the next afternoon. When you get the license plate, you need to get it: (1). Registration requires a license notice (2). When paying 125 yuan, two invoices have been given, and the fifth copy (3) is needed. Otherwise, it will be seriously despised.) Step 3: Road maintenance fees ~ Road maintenance fees in Dongying District can be handled at huanghe road Highway Bureau, with a copy of the driving license (1), (2) a copy of the ID card and (3) a copy of the motor vehicle registration certificate. Simply fill out a form ~ and then you can ~ very simple! Finally, don't forget to go back to the insurance company and change the car number! Take the insurance card as an example ~ and the vehicle and vessel use tax seems to have been cancelled now ~ so you don't need to buy it. All expenses after the card is hung up are: 12 yuan's extension fee plus 125 yuan's brand fee! Plus photocopying is about 10 yuan ~ and the surcharge is large. The normal algorithm is: the invoice price is divided by 1. 17 multiplied by 0. 1. Generally, the IRS has the bottom line price of a car, but if the invoice price is lower than the bottom line price of the IRS, the surcharge price will be calculated based on the IRS price! Generally, the higher surcharges paid by models with a big difference between the quoted market price and the actual sales price are probably the above. Actually, it's not too much trouble to run by yourself. (Hey ~ ~ You are tired enough ~ ~) One day is enough. I hope these can help TX buy a new car. -There are many kinds of car insurance. What types of insurance are there? Under what circumstances can I get compensation? What compensation can I get after I get out of danger? You only need to spend five minutes reading the following contents, and you can help you choose insurance and claim when you are in danger. Liability for compulsory insurance: personal injury and property loss caused by road traffic accidents to victims (excluding people on board and insured). Compensation items: death and disability compensation, medical expenses compensation and property loss compensation among traffic masters. Compensation amount: the liability limit is 654.38+200,000. Liability compensation limit in traffic accidents: death and disability compensation limit: 1 10000 yuan; Limit of compensation for medical expenses: 10000 yuan; Limit of compensation for property losses: 2,000 yuan. Motor vehicle compensation limit for road traffic accidents: death and disability compensation limit: 1 1000 yuan; Limit of compensation for medical expenses: 1000 yuan; Limit of compensation for property losses: 100 yuan. Liability for third party liability insurance: If the insured or its licensed qualified driver has an accident in the process of using the insured vehicle, resulting in personal injury or direct property loss to a third party, the insurance company shall make compensation according to the Measures for Handling Road Traffic Accidents and the insurance contract. Compensation items: The compensation for the third party liability insurance is based on the compensation scope, items and standards stipulated in the Measures for Handling Road Traffic Accidents. In the specific compensation, the excluded liability stipulated in the insurance contract should be excluded, and the specific content is listed in the column of excluded liability for auto insurance. Deductible: 5%-20% of the compensation amount according to the accident liability. Take full responsibility for 20%, take the main responsibility 15%, take the same responsibility 10%, take the secondary responsibility for 5%. Insurance liability of vehicle loss insurance: when the insured or its licensed qualified driver uses the insured vehicle, the insurance company shall be responsible for the losses caused by the following reasons: the losses caused by accidents such as accidental collision and rollover of the insured vehicle; Losses caused by fire and explosion around the insured vehicle; Losses caused by the collapse of external objects, falling objects in the air, and parallel falling when the insurance vehicle is driving; Losses to the insured vehicles caused by the following natural disasters: lightning strike, storm, tornado, rainstorm, flood, tsunami, subsidence, ice subsidence, cliff collapse, hail disaster, debris flow and landslide; The ferry carrying the insured vehicle suffered from natural disasters (only the driver took care of it on board), which caused losses to the insured vehicle. Compensation items: including the loss of the vehicle itself in the accident and the reasonable expenses incurred by taking reasonable rescue and protection measures for the vehicle. Deductible: 5%-20% of the compensation amount according to your accident liability. Take full responsibility for 20%, take the main responsibility 15%, take the same responsibility 10%, take the secondary responsibility for 5%. Vehicle liability insurance: the insurance company shall be liable for the loss of goods, casualties and rescue expenses caused by the accident of the insured vehicle. Compensation items: the scope, items and standards of compensation for casualties on the vehicle shall be implemented according to the Measures for Handling Road Traffic Accidents, but shall not exceed the number of insured seats and the agreed insurance amount per seat. Specific expenses include: personnel rescue expenses, medical expenses, lost time expenses, etc. Deductible: the percentage of deductible of third party liability insurance. No-fault liability insurance: In the process of using the insured vehicle, if a traffic accident with a non-motor vehicle or pedestrian causes casualties and direct losses to the other party's property, and the insured vehicle party refuses to pay compensation without fault, the insurance company shall be responsible for the expenses that the insured has paid to the other party and cannot recover. Compensation items: according to the Measures for Handling Road Traffic Accidents and the Standard for Handling Road Traffic Accidents in Dangerous Areas, compensation shall be made within the compensation limit of the insurance policy. Deductible: 20% of the compensation amount for each accident. Insurance liability for stolen vehicles and emergency rescue: if the whole insured vehicle is stolen or robbed, and the public security criminal investigation department at or above the county level has filed a case for investigation, and the whereabouts have not been found for three months, the insurance company shall be responsible for compensation. Compensation items: the insured amount of the stolen or robbed insured vehicle, but limited to the actual value, and the repair cost of the damaged or lost parts and accessories of the whole insured vehicle after being stolen or robbed. Deductible: 20% of the compensation amount. Insurance liability of separate broken glass insurance: the insurance company is responsible for compensating the windshield and window glass broken separately by the vehicle. Compensation items: according to the insurance agreement, the actual cost of repurchasing glass according to domestic or imported products respectively. Deductible: No risk of new equipment loss. Insurance liability: when the new equipment on the vehicle is directly damaged due to accidents such as vehicle collision, the insurance company will compensate according to the actual loss. Compensation items: the newly added equipment is partially damaged, and the actual repair cost is compensated. If the new equipment is damaged as a whole, it shall be compensated according to the insured amount. Deductible: The same proportion as the deductible of vehicle loss insurance. Insurance liability of spontaneous combustion loss insurance: if the vehicle circuit, wiring and oil supply system fail, the goods themselves catch fire, or the new equipment on the vehicle catches fire, the insurance company will be responsible for compensation. Compensation items: for the lost part of the car, the repair cost shall be compensated according to the actual repair cost. If the whole vehicle spontaneously ignites or has lost its repair value, compensation shall be made according to the actual value of the vehicle at the time of the accident, but the maximum amount shall not exceed the insured amount. Deductible: 20% of the compensation amount. Special insurance liability excluding deductible: after taking out this insurance, the insured shall pay according to the deductible of the insured vehicle in vehicle loss insurance and third party liability insurance, regardless of one or more insured accidents. Compensation items: the deductible borne by the insured within the compensation amount in vehicle loss insurance and third party liability insurance.