Our bank issued five Peony Sports Cards and Dream Series * * *, all of which are UnionPay brand Peony Credit Cards.

After leaving Ningbo for other cities, credit cards can still be used. You can describe in detail the business you need to handle in different places, so that Xiao E can answer your questions in a targeted manner.

If you go to Guangzhou, you can still use this card.

Your credit card department will make a comprehensive score based on your past card use and credit status, and then give you the corresponding credit line.

If you apply for a low-limit credit card, please also have enough money in the card before spending by swiping it.

Those who meet the following criteria and have no bad credit record can increase the credit limit:

Generally speaking, if the customers of Volkswagen Credit Card meet the following criteria and have no bad credit history, the Bank will actively increase the credit limit:

1. If it is not less than 3 months after the account is opened and the accumulated consumption is above 500 yuan (inclusive), the credit line can be adjusted to 500 yuan;

2. The credit line can be adjusted to 1000 yuan after reaching the level of credit line in 500 yuan and accumulated consumption of 500 yuan (inclusive) for at least 3 months;

3. After reaching the credit line level of 1 1,000 yuan, the credit line can be adjusted to 2,000 yuan in at least 3 months after accumulative consumption of 500 yuan.

For details, please contact the local office at 95588.

When your credit limit is adjusted to 2000 yuan, if you want to continue to adjust the credit limit, you must meet the following conditions at the same time:

1. The account has been activated for more than 180 days (inclusive);

2. The account is used normally, and there is no bad record in the last 6 months.

About the password of your credit card: Our credit card has the function of checking the password by swiping the card. Please contact your local 95588 or card issuer for details.

Credit card consumption in the current month, interest-free repayment period can be until the 25th of next month ~ please check according to your own situation. For example, if you spend 65,438+0,000 yuan on July 65,438+0, and pay it off on August 25th at the latest, you can enjoy the interest-free discount. If you spend 1000 yuan 1 in August. Pay off before September 25th at the latest, and you can enjoy an interest-free repayment period.

If you use this card for overdraft, you will not enjoy the interest-free repayment period. Overdraft cash withdrawal is compounded monthly, with a daily interest rate of five ten thousandths. The overdraft withdrawal limit of a credit card is half of your credit limit. Our bank stipulates that credit cards can be overdrawn up to 2000 yuan a day.

You can cancel the card at any time as needed in the future. You can call 95588 where the account is opened, or you can bring your valid ID card and credit card to the designated local outlets to cancel the account.