It doesn't mean that students can't write JD.COM IOUs, as long as they meet the requirements for opening. Students are not outside the open scope of JD.COM White Bar, and the white bar service has been applied to all Jingdong members.

Generally speaking, as long as students are over 18 and under 55 years old, are Chinese mainland residents with full capacity for civil conduct, and their personal identity information and mobile phone number are not activated in other JD.COM accounts, they can apply for opening JD.COM White Bar.

Of course, whether it can be successfully opened has to go through systematic comprehensive evaluation and audit. Therefore, customers must pay attention to maintaining good personal credit. The open path of JD.COM White Strip is:

Log in to Jingdong Financial APP, click "White Strip" on the homepage, and then click "Activate Now". If there are still white stripes left on that day, click "Grab the quota" directly, then click "Start applying", and then follow the page prompts to complete the activation. It should be noted that if there is no white ticket quota on that day, customers can try to get the quota early the next day.

Operating environment:

Brand model: Huawei nova7

System version: harmonyOS.2

Application version: 6.2.90

JD.COM Baitiao is the first Internet credit payment product launched by JD.COM. It conducts credit evaluation through big data and provides credit payment services for users with high credit rating and consumer demand. Providing a consumption experience of "consumption first, payment later, real-time approval and arbitrary installment" has established Jingdong Finance's leading brand position in the consumer finance industry.

JD.COM Baitiao allows users to enjoy the service of paying first and shopping in installments in JD.COM Mall, with the longest installment of 24, and the execution interest rate is lower than that of bank credit cards. It has opened up O2O(JD.COM to the home), global purchase and product crowdfunding in JD.COM system, and gradually covered the fields of renting, tourism, decoration, education and wedding in the later period, providing credit consumption services for more consumers.

In positioning, "JD. COM White Strip is a credit payment service for users with high credit rating and consumer demand through the credit evaluation of big data. Users can enjoy the service of paying first and shopping in installments in JD.COM Mall, with a maximum of 24 installments. Bills can also be repaid in installments, with the lowest repayment rate and lower execution rate than bank credit cards. Jingdong Finance Consumer Finance has opened more than 1 100 million users.

"White Strip" has also opened up O2O(JD.COM to Home), global purchase and product crowdfunding within the JD.COM system, and then gradually covered the fields of renting, tourism, decoration, education, wedding, etc., extending from credit house purchase service to providing credit consumption loans, covering more consumption scenarios and providing credit consumption services for more consumers.

Can't college students in JD.COM use it?

White stripes in JD.COM are not open to college students. In fact, the application has been opened to all Jingdong members, as long as they are Chinese mainland residents over 18 years old and hold valid identity documents (identity cards are not temporary documents); If the identity information and mobile phone number have not been activated in other JD.COM accounts, you can log in to JD.COM/Jingdong Financial APP to operate.

Moreover, after completing student certification in JD.COM, college students can also apply for campus white stripes through student-only channels (JD.COM campus white stripes are only valid for students).

Tools/Materials: JD.COM Applications

1. First, open the JD.COM APP software, enter the home page of JD.COM, and click My in the lower right corner.

2. Enter the personal center, enter personal information and activate the white note.

3. Then select the goods below and click to place an order immediately.

4. Then choose the installment method, leave it blank, enter the password and SMS verification code, and complete the payment.

Are white bars locked for college students?

White stripes in JD.COM are not open to college students. In fact, the application has been opened to all Jingdong members, as long as they are Chinese mainland residents over 18 years old and hold valid identity documents (identity cards are not temporary documents); If the identity information and mobile phone number have not been activated in other JD.COM accounts, you can log in to JD.COM/Jingdong Financial APP to operate.

Moreover, after completing student certification in JD.COM, college students can also apply for campus white stripes through student-only channels (JD.COM campus white stripes are only valid for students).

Extended data:

“JD。 COM White Strip is the first Internet credit payment product in the industry, which allows users to enjoy the consumption experience of "consumption first, payment later, real-time approval and arbitrary installment", and quickly becomes an industry model, laying the leading brand position of Jingdong Finance in the consumer finance industry.

In positioning, "JD. COM White Strip is a credit payment service for users with high credit rating and consumer demand through the credit evaluation of big data. Users can enjoy the service of paying first and shopping in installments in JD.COM Mall, with a maximum of 24 installments. Bills can also be repaid in installments, with the lowest repayment rate and lower execution rate than bank credit cards. Jingdong Finance Consumer Finance has opened more than 1 100 million users.

Since then, "Baitiao" has also opened up O2O(JD.COM arrives at home), global purchase and product crowdfunding within the JD.COM system, and then gradually covered the fields of renting, tourism, decoration, education, wedding and so on, extending from credit house purchase service to providing credit consumption loans, covering more consumption scenarios and providing credit consumption services for more consumers.

JD.COM Baitiao's service scene has gradually expanded, with nearly 10 million online and offline merchants, covering life and entertainment, business travel, education and training, communication, leasing and other industries. Cooperate with the bank to co-sign the electronic account "White Strip Flash Payment", expand the white strip payment to offline through NFC technology, and further broaden the use scenarios of white strip payment by binding WeChat payment.

2065438+March 2009, according to the statistics of the referee document network, more than 200 people have used JD. COM white strip "fraud. According to the verdict, the average age of the defendants in 107 is 28 years old. Take JD as an example. The two courts in Changsha pronounced that college students accounted for nearly half of the defendants. The defendant's maximum sentence was 19 years, with an average sentence of 2.35 years. In addition, the number of college students deceived mentioned in the judgment exceeded 362, which became a more conspicuous group among the victims.

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