1. Any other transactions and card-related operations are not allowed; 2. "E-loan" is limited to RMB currency. 3. The account opening certificate must be consistent with the account opening certificate of the bank credit card under the cardholder's own name. The funds are only used for consumption (including but not limited to decoration, home appliances, wedding, car purchase, education, tourism, medical care, etc.). ), and shall not be used for purchasing houses, operating, producing and operating, repaying credit cards, repaying other loans or debts, purchasing insurance, and investing (including but not limited to financial management such as stocks, funds, futures, super-speculation, super-speculation, etc. or other non-consumption fields such as equity investment. ).