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/kloc-Is it necessary to buy car damage insurance for cars under 0/00000, Zhihu?
Yes

After all, there are more and more cars on the road now, and accidents may happen if you are not careful. At this time, car damage insurance can effectively reduce the economic burden of car owners.

Of course, if you buy a second-hand car, and the value of the car is already 20 thousand to 30 thousand, then you can choose not to buy car damage insurance. Because the premium of car damage insurance at this time is also 1000 yuan, it seems a bit uneconomical.

introduce

Car damage insurance refers to an automobile commercial insurance in which the insured or his licensed driver has an insurance accident when using the insured vehicle, resulting in the damage of the insured vehicle, and the insurance company will compensate within a reasonable range.

Car damage insurance and three-way insurance are the basic types of vehicle insurance, which mainly compensate the loss of the insured vehicle and the loss caused by the insured vehicle to the third party in use! You probably think that even if the vehicle is damaged by natural disasters, the insurance company will pay for it! This is half right. Most of the losses caused by natural disasters have been compensated.