2. This maintenance cost is greater than the cost price. If you are insured, it is definitely not recognized, and you can only make compensation according to the method of deducting 2 years' depreciation from 22,000.

3. It is reasonable for the insurance company to compensate 1.5 million. You can sue to supplement. However, as for the additional amount, the court may not necessarily think that it is 20,000, but it can also be determined according to the actual value of the damaged object.

4. Whether the driving license is a unit or an individual unit, or it can prove affiliation.

5. If the insurance indemnity cannot be obtained, the indemnity will be paid directly to the insured. I.e. the owner of the vehicle.

6. The lost time fee is also calculated according to the average income in the past three years. If this cannot be provided, it can only be calculated according to the minimum living expenses of the local urban population.