1, the origin of China rural credit cooperatives: 195 1 to 1959, the capital of rural credit cooperatives is invested by farmers, and cadres are elected by members to provide credit to members. Cooperatives have obvious nature and are an important financial force to support agricultural production. From 1959 to 1980, due to the influence of the ultra-left route, rural credit cooperatives were successively decentralized to people's communes and production brigades for management, and later handed over to poor middle peasants for operation, which became financial tools for grass-roots social teams. From 1980 to 1996, the rural credit cooperatives were managed by the Agricultural Bank, and the "three characteristics" of the cooperative system basically recovered. During this period, county-level cooperatives were established, but in fact they became the grass-roots institutions of the national bank and embarked on the road of "government-run" 1at the end of 996, the rural credit cooperatives were decoupled from the Agricultural Bank of China and supervised by the People's Bank of China.
2. Reform trend of rural credit cooperatives in China: Search by yourself:)