Consumer reserve fund is an exclusive consumption fund provided by Shanghai Pudong Development Bank, which is mainly used for installment payment to meet customers' own consumption needs. Therefore, after successfully applying for the consumer reserve fund, it is limited to consumption (including but not limited to decoration, home appliances, wedding, car purchase, student aid, tourism, medical care, department stores, etc.). ).

However, in non-consumer areas such as real estate, stocks, futures, wealth management and equity investment, it cannot be used for illegal activities such as production and operation, repayment of other debts, illegal fund-raising and withdrawal or transfer of cash.

The currency of the reserve fund can only be RMB, the application amount must be an integer multiple of 65,438+0,000, and the single amount cannot exceed 65,438+0,000. If the use of the reserve fund of Shanghai Pudong Development Bank is limited, Shanghai Pudong Development Bank has the right to terminate the reserve fund business ahead of schedule and demand that the installment balance be paid in one lump sum. At the same time, Shanghai Pudong Development Bank has the right to refuse our application for this business again.

To apply for the reserve fund of Shanghai Pudong Development Bank, you need to have a good credit record, and the credit card account is in normal condition, which conforms to the credit rules of the reserve fund of Shanghai Pudong Development Bank. Shanghai Pudong Development Bank will comprehensively evaluate the application qualification according to the customer's card usage. The specific amount and number of periods shall be subject to the actual application. Once approved, it shall not be changed.