Article 12 The contents of a contract shall be agreed upon by the parties, and generally include the following clauses:
(1) The name and domicile of the party concerned;
(2) Subject matter;
(3) quantity;
(4) quality;
(5) Price or remuneration;
(6) Time limit, place and method of performance;
(7) Liability for breach of contract;
(8) Methods for resolving disputes.
The parties may conclude a contract by referring to the model texts of various contracts.
What does the bank loan contract include? (1) The loan contract shall be filled in by the borrower.
According to the relevant provisions of the contract law, a loan contract is a true expression of the will of both parties. When both parties reach an agreement on the main contents and terms of the contract, the loan contract is established.
Generally speaking, a bank contract is a standard contract. The party providing standard terms, namely the bank, should follow the principle of fairness to establish the rights and obligations of the parties, take reasonable measures to draw the attention of the other party to the terms exempting or limiting their responsibilities, and interpret the terms according to the requirements of the other party. Therefore, the loan contract should be filled in by the borrower, so that the borrower can understand the contents and terms of the contract, and the bank has the obligation to explain the terms, which can prevent disputes arising from different understandings.
(2) The borrower needs to specify the purpose of the loan.
The borrower's use of the loan is related to the risk of the bank and whether it is approved. The borrower should indicate the purpose of the loan in the contract and use the loan according to the purpose of the loan, so that the bank and the guarantor can know the real purpose of the loan and protect the rights and interests of the guarantor more fairly.
(3) Pay attention to the performance mode after signing the contract.
In practice, there are more and more phenomena of repaying loans in advance. Whether the borrower agrees to repay the loan in advance can be decided by the bank according to the specific situation of the loan. It is a general principle for the loan bank to collect compensation from the borrower, which can be appropriately reduced or exempted according to the different loan quality and the actual situation of the borrower.
2. What are the repayment methods of personal loans?
At present, most banks generally provide the following repayment methods.
1) Equal repayment of principal and interest. This is the most common repayment method recommended by banks at present. The borrower repays the loan principal and interest with the same amount every month, that is, the total loan principal and interest are added up and evenly distributed to each month of the repayment period.
Using this repayment method, the same amount is paid every month, which is convenient to operate, and it is also convenient to arrange income and expenditure by bearing the same amount every month. This repayment method is suitable for borrowers with stable income. Its disadvantages are that the interest will not decrease with the repayment of the principal amount, the bank funds take up a long time, and the total repayment interest is relatively high.
2) Repayment of equal principal. This is also the repayment method commonly used by banks at present. The borrower will allocate the principal to each month and pay off the interest from the previous trading day to the repayment date. The total interest cost of this repayment method is low, but the principal and interest paid in the early stage are more, and the repayment burden decreases month by month.
This repayment method is suitable for people with higher income at present, but it is predicted that their income will decrease in the future.
3) One-time repayment of principal and interest. The bank's stipulation for this repayment method is that if the loan term is within one year (including one year), the principal and interest will be repaid at the maturity, and the interest will be paid off together with the principal. However, when banks choose this repayment method, the approval will be stricter, and they are generally only open to small short-term loans. This repayment method is simple to operate, but its applicability is not strong.
(4) Pay interest and principal on schedule. When the borrower negotiates with the bank to make different repayments to repay the loan principal and interest,
An English resume has just finished looking for a job.
General English resumes include
Basic information
education
work experience
self-assessment
Others such as
avocation
skill
etc
Format, in fact, editing is refreshing and clear.
There are many templates on the Internet.
All the above are my own opinions.
Can the contents of commercial contracts be made public? The contents of the contract are trade secrets, and the parties have no obligation to tell you.
The content of smelling sick gas is divided into sick body odor and sick room odor. Smelling is mainly based on the nature of distinguishing evil spirits. Including: ① smelling the smell in the mouth. Bad breath is stomach heat, or dental caries, sore throat, unclean mouth and so on. The breath is sour and smelly, mostly because of not having enough to eat. Bad breath, cough and blood are all lung carbuncle. ② Smell the excrement. Phlegm, runny nose, stool, menstruation, leucorrhea and other smells are sour and smelly, mostly caused by excess heat or damp heat. Phlegm is smelly and yellow, which is caused by lung heat; Sour stools are hot in the stomach; Urine is smelly and turbid, leucorrhea is yellow and smelly, which is a hot and humid bet. Where excrement smells slightly fishy, it mostly belongs to deficiency cold or cold and dampness. The stool is fishy and thin, which is deficiency and cold of the large intestine; Leucorrhea fishy, gambling cold and wet. Sweat has a fishy smell, which is caused by the long-term retention of rheumatic fever in the skin and the evaporation of body fluid. ③ Smell the ward. It is emitted by the smell of the sick body and its excrement, such as the ward of a plague patient full of musty and rancid gas; The wound is festering and there is a rotten smell in the room. If there is blood smell indoors, it is mostly hemorrhagic syndrome; Urine smell is more common in patients with advanced edema.
What are the contents of the power supply contract? Contents of power supply contract: including power supply mode, quality, time limit, electricity consumption, address, nature, measurement mode, electricity price, electricity fee settlement mode, property right division of power supply facilities, maintenance responsibility, etc.
What does the original certificate contain? What does the accounting voucher contain? Vouchers are written vouchers used by taxpayers to record economic business, clarify economic responsibilities and register corresponding account books. Vouchers can be divided into two categories according to the filling procedures and purposes: one is the original voucher, which is obtained or filled in when economic business occurs, such as the special bill that overprints the invoice supervision seal of the tax authorities. The other is accounting voucher, which is a voucher for accountants to sort out the original vouchers that have been verified and confirmed, and to determine accounting entries and register account books according to their contents. The filling and auditing of vouchers can not only ensure the authenticity and reliability of account books, but also check the authenticity and legality of various economic businesses, which is of great significance for correctly determining tax obligations. Accounting vouchers are based on the verified original vouchers or the economic business contents recorded in the summary table of the original vouchers, and determine the accounting subjects and amounts that should be borrowed and lent in accordance with the provisions of the accounting system.
What does the wedding include! camera operator
What does this error handling statement contain? What will the content be? If there is an error, jump directly to Errhandle and execute the instructions in Errhandle! This is the most common error handling method in VB!
What is the content of construction investment? Construction investment: static investment+dynamic investment
Static investment: project cost+other costs of project construction+basic reserve funds.
Dynamic investment: interest during construction period+price difference reserve.
Your two formulas contain the same content, but have different names.