1. Generally, the owner who lends the car to others is not liable, but the owner shall be jointly and severally liable in the following fault situations:
(1) The loaned motor vehicle is defective and a traffic accident occurs due to the defect;
(2) The borrower still lends it without motor vehicle driving qualification;
(three) knowing that the borrower can not drive or is not suitable for driving a motor vehicle because of drunkenness, illness and other dangerous factors.
2. Legal basis: Article 1209 of the Civil Code of People's Republic of China (PRC).
If the owner, manager and user of the motor vehicle are not the same person due to leasing or borrowing, and a traffic accident causes damage, the motor vehicle user shall be liable for compensation; If the owner or manager of a motor vehicle is at fault for the damage, he shall bear the corresponding liability for compensation.
Article 12 1 1
If a motor vehicle engaged in road transport business activities in the form of affiliation causes damage due to traffic accidents, which belongs to motor vehicle liability, the affiliated person and the affiliated person shall bear joint liability.
Two, traffic accidents caused serious injuries should be investigated for criminal responsibility.
Whether traffic accidents cause serious injuries or not depends on the situation:
1. If one person is killed due to a traffic accident, only the actor is mainly or completely responsible for the accident, or if more than three people are killed and equally responsible for the accident, the actor constitutes a traffic accident crime and should be investigated for criminal responsibility;
2. Those who do not meet the above circumstances, although causing death, do not constitute a crime and do not bear criminal responsibility.