If you want to apply for a loan, BOC Consumer Finance also has many loan products, such as Xinyi Loan and BOC Consumer Wallet. You can apply according to your own needs, and generally you can get a loan if you meet the loan conditions. If BOC's consumer finance is normal, it will take no more than one week from application to loan, usually 3-4 days.

On June 2010/2, BOC Consumer Finance Co., Ltd. was formally established in Shanghai. It is jointly funded by Bank of China, An Baili Group and Shanghai Lujiazui Financial Development Co., Ltd.

At the beginning of its establishment, An Baili Group's First Yaohan, Oriental Commercial Building and other large shopping centers, home improvement stores and other channels were developed into the first batch of special merchants of BOC Consumer Finance Company. At the end of 20 10, the loan channel was extended to thousands of merchants of UnionPay. So far, special merchants have covered many industries, such as building materials, home appliances, consumer electronics, education, tourism, weddings, department stores and so on.

The launch of the new easy loan consumer finance loan has effectively eased the financial pressure of consumers when they just entered the workplace after graduating from college and met economic needs such as getting married and having children. Through the characteristics of convenient application, quick loan and easy repayment, consumers can not only enjoy life better, but also face the pressure of life calmly and become a fashionable way of life consumption among young people.

Product features:

◆ No mortgage guarantee is required.

Customers who have a stable job in Shanghai, have worked in the current unit for 6 months continuously, have payment records, and have a monthly income of more than 2,000 yuan can apply.

◆ Small repayment pressure

You can choose the minimum repayment method and the active repayment method, and decide your repayment behavior at any time according to your own economic situation.

◆ Flexible borrowing and returning

There is no fixed repayment period, and the loan period ranges from 1 day to several years. It is entirely up to you to decide the time and amount of installment repayment according to your own needs.

◆ Rapid application

There are two ways to apply:

A) Apply at the consumer finance service point, and notify the approval result within 1 hour;

B) Apply online on the website of BOC Consumer Finance Company, and notify the approval result within 3 working days.