How to find the contact information of loan customers how to find loan customers

How can credit find customers who need loans?

The most common ways for credit to find loan customers are as follows:

1, network platform to obtain resources: In the era of highly developed Internet, credit managers need to open up network channels to find customers. At present, there are many online platforms that can help credit managers find customers, and users can choose the platform that suits them.

2. Social media to find customers: Credit managers can promote their loan products and show their professional level through social media such as QQ and WeChat. With the accumulation of time, everyone can cultivate a group of their own old customers.

3. Set up a stall: Setting up a stall in a crowded place is a traditional way for credit managers to show their business. Although it is hard to set up a stall, the credit manager can communicate directly with customers face to face, get detailed information of customers and understand their specific needs.

Where can I find a loan customer?

Loan customers can be found through different channels, offline: office buildings, telephone companies' finance departments, publicity around the community, wholesale markets, agricultural products markets, electronic markets and other professional markets.

Online:

Telemarketing: telemarketing through real estate agents, banks and automobile 4S shops to obtain customer resources.

Classified information websites: Tongcheng, Jiji.com, Baixing.com and other 58 information publishing platforms publish information.

Social platforms: WeChat circle of friends, etc.

In addition, there are mainstream video apps and advertisements.

When issuing loans, borrowers need to meet certain conditions. For example, individuals need to submit valid identity certificates, bank accounts, work certificates, loan application forms, etc. When the loan is submitted, the bank will review it, and after it passes, the loan can be made.

When an individual applies for a loan, he can choose the repayment method of average capital or equal principal and interest, which is generally determined according to his own income. When his personal income is relatively large, he can choose the average capital. If his personal income is relatively small, he can choose the repayment method of equal principal and interest, and he can return it in advance after handling the loan.

Individual users must repay the loan on time after handling it, and there can be no overdue repayment. Because there will be penalty interest after the deadline, the longer the time, the more penalty interest. Moreover, after the overdue period, the bank will collect the overdue records and upload them to the credit information center, which will lead to the deterioration of personal credit information and affect the re-application of subsequent loans.

Where can I find customer resources for loans?

Cooperative organizations, customer service groups and public resources.

Customer resources of loan business can be obtained from the following aspects:

1. Through their own customer base: For some loan companies, they can obtain loan customers from their own customer base. For example, banks can get loan customers from their own savings customers, and trust companies can get loan customers from their own investment customers.

2. Cooperative institutions: You can cooperate with other institutions to obtain loan customers from the customer groups of cooperative institutions. For example, you can cooperate with real estate agents to obtain loan customers from the intermediary's customer base.

3. Online channels: online channels can be used to obtain loan customers. For example, you can carry out loan business on the online platform and accept online applications.

4. Public resources: loan customers can be obtained from public resources. For example, we can get information about loan customers from government departments and industry associations.

Generally speaking, there is not a single channel to obtain loan customers. We can choose the appropriate channel to obtain customer resources according to the actual situation.

I am a bank loan. How can I find customers who need loans?

1. The new loan officer can rely on the original customers to accumulate resources, and your colleagues, leaders and masters will give you some;

2. Sweep the floor or visit strangers to find customer resources;

3. The loan officer should segment the market according to the industry or other screening conditions, list customers, implement list sales, and find customer resources;

4. If you have to, you need to rely on parents, relatives, friends and other relationships to solve economic problems for people around you;

5. Join the free loan information website. You can check the effect of the website first for free, and generally charge.

6, you can consider the way of sweeping and setting up stalls, whether it is not particularly recommended and can be used in the early stage;

7. Try to help customers win preferential policies, improve work efficiency and build a good reputation, especially for corporate customers;

8. Old customers should communicate more, pay attention to each other's business and living conditions, monitor their repayment ability, enhance their feelings and bring new customers.

Extended data:

What is a bank loan officer?

The bank loan officer can be said to be a "polygraph" sent by the bank to test whether the information provided by the lender is true or false. He is mainly responsible for investigating the strength and potential of loan companies and individuals and providing them with policy suggestions on loans. He needs excellent judgment and keen observation, good listening, affinity and communication skills.

How to find loan customers quickly

1, relatives and friends have their own needs.

2. Find a business friend to introduce you.

3. find insurance friends to cooperate.

4. Find friends who are engaged in real estate and automobile sales to cooperate.

5. Find friends in the education and training industry to cooperate.

6. Find a friend who sells luxury goods to cooperate with.

7. Cooperate with friends who do printing services.

8. Find a friend who does wedding service to cooperate.

9. Find a friend who makes medical equipment to cooperate with.

10. Find friends who do catering.

1 1. Find friends who are building materials to cooperate with.