Reliable. According to Huada Encyclopedia, sunflower loan is a personal loan product launched by Ping An Bank, which belongs to offline loan. Borrowers need to go to the bank to apply, and at the same time need to provide proof of use. The purpose of the loan can mainly cover decoration, home appliances, wedding, car purchase, education, tourism, medical care and so on. The maximum amount of Sun Flower loan of Ping An Bank can reach 500,000, the longest loan period can reach 5 years, the interest is paid monthly, and the repayment pressure is relatively small.