After JD.COM's IOUs are closed, they can't be reopened. After all, the same ID card can only activate one white account, so once the white account is cancelled, it cannot be reopened. However, users can use the original account to apply for recovery, and the success of recovery depends on the audit results of the system. Therefore, if you want to cancel JD.COM's IOUs, you must think carefully.

If you don't want to use JD.COM IOUs for the time being, you don't have to cancel your IOUs account. Users can complete self-service account locking through Jingdong Financial APP. After the account is locked, the user can no longer use the payment function of the white note in any consumption scenario. If you want to use JD.COM White Strip again in the future, you can unlock it through Jingdong Financial APP. If you really don't want to use JD.COM IOUs any more, you can apply for cancellation, and contact online customer service on Jingdong Financial APP to apply for cancellation. Of course, to successfully cancel JD.COM's IOUs, the premise is that all the bills are paid off.

JD.COM White Strip:

“JD。 COM White Strip is the first Internet credit payment product in the industry, which allows users to enjoy the consumption experience of "consumption first, payment later, real-time approval and arbitrary installment", and quickly becomes an industry model, laying the leading brand position of Jingdong Finance in the consumer finance industry.

In positioning, "JD. COM White Strip is a credit payment service for users with high credit rating and consumer demand through the credit evaluation of big data. Users can enjoy the service of paying first and shopping in installments in JD.COM Mall, with a maximum of 24 installments. Bills can also be repaid in installments, with the lowest repayment rate and lower execution rate than bank credit cards. Jingdong Finance Consumer Finance has opened more than 1 100 million users.

Since then, "Baitiao" has also opened up O2O(JD.COM arrives at home), global purchase and product crowdfunding within the JD.COM system, and then gradually covered the fields of renting, tourism, decoration, education, wedding and so on, extending from credit house purchase service to providing credit consumption loans, covering more consumption scenarios and providing credit consumption services for more consumers.

JD.COM Baitiao's service scene has gradually expanded, with nearly 10 million online and offline merchants, covering life and entertainment, business travel, education and training, communication, leasing and other industries. Cooperate with the bank to co-sign the electronic account "White Strip Flash Payment", expand the white strip payment to offline through NFC technology, and further broaden the use scenarios of white strip payment by binding WeChat payment.

2065438+March 2009, according to the statistics of the referee document network, more than 200 people have used JD. COM white strip "fraud. According to the verdict, the average age of the defendants in 107 is 28 years old. Take JD as an example. The two courts in Changsha pronounced that college students accounted for nearly half of the defendants. The defendant's maximum sentence 19 years, and the average sentence.

2.35 years. In addition, the number of college students deceived mentioned in the judgment exceeded 362, which became a more conspicuous group among the victims.