Longka Lending Bar can be used for consumer payment or cash withdrawal. Here's how to use Longka Lending Bar:
1, online payment
After Longka Lending Bar is bound to LongPay, LongPay can be used to support business consumption. At the same time, it can also be used for CCB account payment, fast payment, third-party payment, UnionPay payment and other scenarios.
2. Offline payment
Longka Lending Bar supports offline payment operations such as Longka Payment, China UnionPay Express, Huidouquan, third-party payment, express payment and bank payment.
3. Cash withdrawal operation
Enter the mobile APP of China Construction Bank, find the password management, select the consumption cancellation password, select the card number of Longka Loan Bar in the credit card (debit card) column, and then enter the password reset page. After entering the ID number and whether it is safe, you can set a new password. When setting the password, you need to fill in the verification code correctly before you can set the password successfully.
Then go back to the home page and click Wealth-New Account-Credit Card (Debit Card) Account, and fill in the information of Longka Loan column correctly. Select cash transfer on the home page of credit card (debit card) account, and select Longka debit card number for credit card (credit card) to transfer the amount you want to withdraw.
How to take out the money from Longka Loan Bar?
Download the "China Construction Bank" APP, install it and log in.
On the home page, click "Credit Card" below.
In the credit card interface, slide down until you can see "Credit Card Management" and click "Password Management".
Select "Consumer Cash Withdrawal Password"
Click on the credit card in the first column to select the corresponding Longka credit card number, and then click "Reset Password" directly below.
Enter the correct ID number (ID number) and the security code of Longka Loan Bar, and click Next.
Longka Loan Bar Security Code Query Method:
Enter the password you want to set, click the "Click Get" button to get the verification code, and then enter it. Click OK, and the cash withdrawal password of Longka Credit Bar is set successfully.
After successfully setting the password, return to the home page.
On the home page, select Wealth.
In the wealth interface, at the end of the drop-down, click+Add Account.
Select "Credit Card Account"
Fill in the card information corresponding to Longka Loan Bar and get the verification code to fill in.
Card information query of Longka Loan Bar can be viewed as follows:
After the binding is successful, return to the credit card interface.
Click "Cash Transfer"
Click the credit card number in the first column, select the corresponding Longka credit card number, and adjust the collection account if necessary. Then, after entering the amount you want to withdraw, you can successfully withdraw cash to the A/R account according to the prompt.
Operating environment: Open the iphone 13 and ios 15.0 versions of China Construction Bank (V5.6.5) mobile app.
China Construction Bank, formerly known as People's Construction Bank of China, was established in June 1954+ 10/(later renamed as China Construction Bank on March 26th, 1 996). Headquartered at No.25 Financial Street, China Construction Bank is a large state-owned bank managed by the central government and a national vice-ministerial unit. Its main business areas include corporate banking, personal banking and treasury business, with branches and subsidiaries in 29 countries and regions, and subsidiaries in many industries such as funds, leasing, trust, life insurance, property insurance, investment banking, futures and pension.
idea
1. Business philosophy
Market-oriented and customer-centered.
2. Service concept
Customer first, attention to detail
3. The concept of risk
Understand customers, understand the market, participate in the whole team, and grasp the key.
4. Talent concept
Pay attention to comprehensive quality and highlight the actual effect of performance.
China Construction Bank's internal and external circular diagram based on ancient copper coins has distinct banking attributes, which mainly reflects the "Fiona Fang" characteristics of China Construction Bank. Party representatives are strict, standardized and serious; The circle symbolizes perfection, affinity and tolerance.
The change in the upper right corner of the graph forms an overlapping three-dimensional effect, representing the English abbreviations of "China" and "Architecture", that is, the overlap of two C letters, implying accumulation, symbolizing the development and growth of China Construction Bank in the process of capital accumulation, and providing services for China's economic construction.
The graphics break through the closed circle, symbolizing the integration of ancient culture and modern management concepts, and implying that China Construction Bank is rooted in China and facing the world in the brand-new modern economic construction.
The standard color is sea blue, which symbolizes rationality, tolerance, peace and stability, embodies the demeanor of state-owned commercial banks, and implies that China Construction Bank attracts talents and funds from all sides like the sea.
How to withdraw the loan amount of Longka? There are several ways!
China Construction Bank has a virtual credit card named Longka Lending Bar, which will get the cash gift package for the first time in 2020. Many people want to know about this card. The main problem is how to withdraw the loan amount of Longka. Today, let's make a brief introduction.
Longka Loan Bar is essentially a virtual credit card. CCB will give you a credit line, which can be used for shopping.
Cash withdrawal can be divided into overdraft cash withdrawal and overpayment cash withdrawal.
1, overdraft cash withdrawal
Refers to the credit line provided by China Construction Bank for customers of Longka Loan Bar, which is not only used for credit card consumption, but also used for cash withdrawal. Counting the small loans provided by the bank to cardholders, all the money is calculated with principal and interest from the date of withdrawal, and there is a handling fee. Please note that this handling fee is relatively high and is only suitable for short-term temporary turnover.
2. Overpayment
When a credit card customer repays, the extra money is not the money provided by the bank, but his own part, which can naturally be withdrawn, because it is not a loan provided by the bank without paying interest, but a handling fee is required to withdraw it through the bank.
In addition, Longka Loan Bar can also be taken out by cash installment and cash loan, and directly enter the mobile banking of CCB, and you can apply quickly through the menu bar.
Handling fee per installment = total installment amount * handling fee rate per installment. The total installment principal is amortized monthly, and the balance is included in the last installment. At the same time, the installment amount and the handling fee of each period are recorded.
Longka Loan Bar's application for cash installment shall not be used for investment (including but not limited to equity investment such as house purchase, stock and futures), but only for consumption (including but not limited to decoration, home appliances, wedding, car purchase, student aid, tourism, medical care, etc.). ).