Mainly to attract large private deposits, first, the minimum deposit amount, the two are different. Secondly, these two problems are different. Third, the duration of the two is also different. Fourth, interest rates are different. Fifth, the rules of interest are different. "Ping An Cun" products come from Ping An Bank, under the banner of Ping An Group. Pingdu an yun includes Ping An an yun Customer 1No. and Ping An an yun Customer No.2. Exclusive 1, with a minimum deposit of 50,000 yuan, a three-year term and an annual interest rate as high as 3.9%; Exclusive No.2, with a minimum deposit of 20,000 yuan, a term of 3 years and a maximum annual interest rate of 3.85%.