The accompanying branch is an exclusive installment line newly added by Industrial Bank on the basis of the original credit line, with a maximum of 300,000 yuan, and the minimum line for each cardholder application is 1 1,000 yuan. After random allocation, the limit will be transferred to the credit card account. After offsetting the current arrears of the cardholder's credit card, it will exist in the form of overpayment. It should be noted that accompanying powder is only used for credit card consumption, and can only be used for household durable goods consumption, household appliances consumption, furniture decoration consumption, medical consumption, car purchase consumption, wedding consumption, student education consumption, tourism consumption and other personal small durable goods consumption.
1. Withdrawal cannot be made together with dividends. After the bonus is used to handle the consumption reserve business, the over-transfer and cash withdrawal functions of the credit card will be closed. Therefore, from the operational point of view, it is unrealistic to withdraw cash with interest. We'd better swipe the card at the merchant according to the purpose chosen when applying. Finally, please note that Suixing Sub-branch of Industrial Bank requires cardholders to upload the attached distribution vouchers at a specified time, and please keep the relevant vouchers after swiping the card. As long as the payment details are clear, such as merchants, goods and other information that can be used for consumption, such as paper purchase orders, WeChat payment or Alipay payment.
2. With the development, Industrial Bank is divided into exclusive installment quotas, which are limited to credit card consumption and cannot be withdrawn. At the same time, the credit card can only be used to pay for household durable goods consumption, household appliances consumption, furniture decoration consumption and so on. Industrial Bank will have specific regulations on the use of funds in Xingfen. When credit card consumption is not allowed to pay, it means that the order does not meet the purpose of funds. In addition, please pay attention to keep the consumption voucher after using the random consumption. Industrial Bank will require users to upload coupons at a specified time. If the coupons are not uploaded, Industrial Bank will let users pay off all debts at one time.
3. You can directly spend a large amount by credit card and repay it in monthly installments, up to 36 installments. After receiving the account, Suihang will give priority to offset the cardholder's current credit card arrears. The specific deduction sequence is the same as repayment, and the remaining funds after deducting arrears are regarded as excessive repayment. At present, accompanying powder is only used for credit card consumption, and can only be used for household durable goods consumption, household appliances consumption, furniture decoration consumption, medical consumption, car purchase consumption, wedding consumption, student education consumption, tourism consumption and so on. Personal consumption of small durable goods.
Generally speaking, Industrial Bank, as a bank credit card holder, needs to abide by the above-mentioned rules of use with Xingfen. You can apply for a maximum of 300,000 yuan with interest, and it does not account for the credit card limit, up to 36 installments. It is understood that accompanying payment is a large credit card consumption installment business launched by Industrial Bank. The minimum application amount is 2,000 yuan and the maximum application amount is 300,000 yuan. Cardholders can apply for repayment in six installments, 12 installment, 18 installment or 24 installment. After the amount arrives, you can swipe your card directly.