Postal savings exclusive installment card is a special installment payment service launched by Postal Savings Bank. It's a credit card for the Postal Savings Bank to enjoy installment payment. It is issued to high-quality customers, granting customers independent and large installment amount, which customers can use in installments. With the installment card, merchants can use it in the Postal Savings Bank, and installment repayment can alleviate the financial pressure and meet the large consumption needs of customers in car purchase, home improvement, education, wedding and tourism.

Yuexiang installment card holders can withdraw the installment amount through self-service channels or customer service hotline, and determine the installment amount and the number of installments when withdrawing. The installment amount will be applied to the credit line account in the form of overpayment and overpayment. The installment application is successful, and the first billing day will be divided equally. Customers can swipe their cards at the white list merchants of MCC opened by Postal Savings Bank.

Is there any requirement for postal service to enjoy installment card credit?

Yuexiang installment card is a special installment payment service launched by the Postal Savings Bureau, which grants users an independent large installment amount of up to 500,000 yuan. The longest period is 5 years; Every ten thousand yuan in installments, the handling fee is only 30 yuan/month; Mortgage without collateral. Cardholders can use the self-service or customer service hotline for installment, and the installment amount will arrive at the account in the form of overpayment, and the installment repayment will begin on the first billing day.

There are the following requirements for the credit information of applicants who enjoy the installment card:

1. There is no overdue at present, and the applicant has not been overdue for six times in three consecutive months or two years.

2. Personal debt is not too high, and there are not many online micro-loan application records.

3. The utilization rate of the credit card held shall not exceed 80%, and the lower the utilization rate, the better.

What are the access conditions?

1, aged between 18-60 years old, with full capacity for civil conduct.

2. Have a stable job and a fixed income every month.

3. For high-quality customers of the Postal Savings Bank, you can apply for housing mortgage at the Postal Savings Bank (nationwide).

4, personal provident fund account base in more than 4000, and the payment time is over one year.

5. Users with a mortgage of over 300,000 yuan will be given priority.