According to the latest bank collection method in China, JD.COM will not collect money at home. According to the latest provisions of 202 1 civil code, violent collection has been incorporated into the criminal law and officially implemented on March. Because your IOU is overdue, it should be a third-party company. Although their way of debt collection is euphemistic, it has affected your normal life. It is not excluded that they will come to you, but they have violated the relevant provisions of the Civil Code.

In order to ensure foolproof, you can call the customer service of JD.COM Baitiao to express your willingness to repay, and then reflect the situation that the collection company will go to your residence to collect money, and express that the collection company has had a great impact on your normal life. In this case, Baitiao customer service will contact the collection company and ask them to temporarily stop improper collection for you. After all, JD.COM doesn't want to be a target for your small money. However, the fact that you owe money exists. Although you won't go to your domicile, you can still collect it through court prosecution. The best way is for you to contact Baitiao customer service to express your willingness to repay, return a small part and the rest can be negotiated.

1，" JD。 COM White Strip is the first Internet credit payment product in the industry, which allows users to enjoy the consumption experience of "consumption first, payment later, real-time approval and arbitrary installment", and quickly becomes an industry model, laying the leading brand position of Jingdong Finance in the consumer finance industry. In positioning, "JD. COM White Strip is a credit payment service for users with high credit rating and consumer demand through the credit evaluation of big data. Users can enjoy the service of paying first and shopping in installments in JD.COM Mall, with a maximum of 24 installments. Bills can also be repaid in installments, with the lowest repayment rate and lower execution rate than bank credit cards. Jingdong Finance Consumer Finance has opened more than 1 100 million users.

2. Since then, "Baitiao" has also opened up O2O(JD.COM to Home), global purchase and product crowdfunding within the JD.COM system, and then gradually covered the fields of renting, tourism, decoration, education, wedding, etc., extending from credit house purchase service to providing credit consumption loans, covering more consumption scenarios and providing credit consumption services for more consumers. JD.COM Baitiao's service scene has gradually expanded, with nearly 10 million online and offline merchants, covering life and entertainment, business travel, education and training, communication, leasing and other industries. Cooperate with the bank to co-sign the electronic account "White Strip Flash Payment", expand the white strip payment to offline through NFC technology, and further broaden the use scenarios of white strip payment by binding WeChat payment.