Note: JD.COM White Bar is a brand-new payment method of "consumption first, payment later" introduced by JD.COM. When you use IOUs to pay on JD.COM website, you can enjoy a deferred payment period of up to 30 days or a maximum of 24 installments. It is the first Internet consumer finance product in the industry.
Since then, Baitiao has also opened up O2O(JD.COM to Home), global purchase and product crowdfunding within the JD.COM system, and then gradually covered the fields of renting, tourism, decoration, education, wedding and so on, extending from credit purchase service to providing credit consumption loans, covering more consumption scenarios and providing credit consumption services for more consumers.
Extended data:
Matters needing attention in using white stripes in JD. COM:
1, you can only use the IOUs discount when you buy goods in JD.COM Mall, and the IOUs orders for train tickets, hotels, air tickets and energy-saving and emission-reduction products for home appliances can't participate temporarily.
2. crowdfunding. For the goods arriving in JD.COM, we won't participate in any preferential activities of white bars for the time being. The optional conditions for the discount of virtual goods and other goods are subject to the home page.
3. Orders applying for return or refund cannot participate in the white-striped discount. Cancel the order after the order is paid successfully, and the used discount after full refund will be returned to the user's account in real time; Partial refund, coupons are not refundable.
4. To use iou privilege coupons, you need to place an order for individual goods. If the order contains non-preferential products, you can't use the white coupon.
5. Before placing an order on WeChat and Q-terminal, you need to bind the JD.COM account with white stripes activated in advance, otherwise you will not be able to enjoy the white stripes discount.
6. White coupon offers can be superimposed with mall offers before submitting the order, but cannot be superimposed with mall offers after submitting the order.
7. White coupons cannot be used in the same order. An order can only enjoy a white coupon discount once (only when placing an order, regardless of repayment vouchers and other scenarios, subject to the activity rules).
8. If the IOU fails to reach the preferential amount at the time of payment, you can't enjoy the preferential treatment. The amount of preferential order must be greater than 1 yuan and less than 1 yuan, and it will be charged at 1 yuan.
9. Global purchase, crowdfunding and auto insurance orders do not support white-note principal discount.
10. Combined payment only supports white interest reduction (interest-free or service fee preferential activities).
1 1. When purchasing active goods, if the order contains inactive goods, you can't enjoy the white ticket discount. I suggest that you pay separately.
12. If all the purchased goods have interest-free signs, the goods of the same interest-free activity can be put together to enjoy the discount, and the interest-free goods of different activities need to be paid separately.
Baidu Encyclopedia-JD.COM Baitiao
Baidu Encyclopedia-JD.COM