What are CCB installment and quick loan?
CCB Installment Pass is an installment credit line approved by the bank to customers, which can be used to buy large-scale durable consumer goods, weddings, childcare, settlement, tax payment, health and so on. "Quick loan" is a full-process online self-help loan for individual customers of CCB. Customers can complete loans online through electronic channels of CCB, including real-time application, loan approval, contract signing, withdrawal and repayment.
What's the difference between CCB staging and quick loan?
First, the application method
The installment payment of CCB needs to submit an application and identity certificate to CCB's business outlets first. After the approval, the bank will release the money to the special debit card for installment payment opened by the applicant in CCB. Customers who apply for quick loans can handle it by themselves through CCB mobile banking, online banking or intelligent teller machines, without going to CCB outlets.
Second, the amount.
The maximum installment loan of CCB can reach 6.5438 yuan +0.5 million yuan, and the maximum quick loan can reach 300,000 yuan.
Third, interest rates.
The annual installment interest rate of CCB is, and the fast loans of CCB include "fast e-loan", "financial e-loan" and "pledge loan". Among them, "fast e-loan" has the lowest annual interest rate, while "pledge loan" has the lowest annual interest rate, which is the difference between CCB's installment loan and fast loan, mainly reflected in the application method, credit line and annual interest rate. Friends who want to handle loan business in China Construction Bank can refer to the above contents and choose to handle it according to their own needs.