CITIC Bank's credit card dream gold product is prepared by CITIC for your large credit card consumption within the total credit line of your credit card. When training, home improvement, car purchase, wedding and tourism consumption, you can give priority to the use of temporary credit lines and enjoy automatic installment products. When spending, give priority to the temporary amount of dream-saving money, and then use the permanent amount of credit card daily consumption. After the installment is automatically completed, the temporary quota of the dream-realizing gold installment will not be used for real estate, finance, public hospitals, government services, pre-authorization, gambling and other transactions.

"Dream of Dreams" products are only available to credit card holders of CITIC Bank. Cardholders can apply for "dream deposit" products through official channels opened by the card center, including but not limited to customer service hotline, card space, official website, official WeChat, SMS marketing, telephone sales, etc. The card issuing center has the right to decide whether to approve the cardholder's application according to the credit status and card usage at the time of application.

The actual installment amount, initial installment amount and installment number of the "Dream-Dream Gold" product applied by the cardholder shall be subject to the final approval result of the card center. The actual installment amount of the "Dream of Dreams" product includes the cardholder's fixed quota and the installment special temporary quota. Among them, the installment special temporary credit line refers to a one-time temporary credit line granted to the cardholder upon the cardholder's application and after being audited by the credit card center, and the credit card center will re-evaluate and update the cardholder's credit and card usage on each billing day. ?

Extended data:

Three situations in which China CITIC Bank's credit card can't handle single installment of bills.

1. Transaction amount of installment payment, including but not limited to installment payment in shopping malls, installment payment by mail order, single installment payment, installment payment by bill, cash transfer, installment payment by car purchase, etc.

2. Dispute transaction, cash withdrawal transaction amount and various expenses: credit card expenses such as handling fees, interest and liquidated damages;

3. Transaction amount of foreign currency account.

Other consumers can try to apply for installment, subject to the actual application results. You can't handle bills/single installment when you withdraw cash by credit card. If you need to use cash, it is recommended to call the consumer credit hotline 40069-95558 to apply for CITIC cash transfer service. ?

Credit card of China CITIC Bank-all problems of credit card installment