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If the tooth is defective, it needs to be corrected and filled later, and the accident medical insurance is not reimbursed, which means that the cost of cosmetic surgery and plastic surgery is generally not included.
If the insured has an accident stipulated in the contract, he should first report it to the insurance company in time, preferably within 48 hours, and the insurance company has the right to refuse compensation within the time limit; The second is to prepare the materials and applications required for claims; Then submit it to the insurance company for reimbursement.
After the materials are submitted, the insurance company will investigate and verify this, so the insured should prepare hospitalization cases, accident certificates and disability grade appraisal materials. If you also buy medical accident insurance, you need to prepare a receipt and a detailed list of medical expenses in order to get compensation from the insurance company smoothly.
After reviewing the relevant materials, the insurance company will generally provide the insured with the corresponding insurance compensation within ten days.
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