Need to remind everyone that in most cases, buying a car with a zero down payment loan is a means of car promotion adopted by car dealers, and it cannot be carried out at the same time as car price concessions. In addition, it will be accompanied by higher loan interest rates.

0 down payment 0 interest car also need to pay attention to a few details:

(1) The so-called zero interest rate is not zero, and actually a handling fee of about 4% will be charged;

(2) You can't enjoy the cash discount of related activities when you buy a car at 0 interest rate, and sometimes the amount of these cash discounts is also very large;

(3) Your favorite model does not necessarily enjoy zero interest rate, and generally the current hot-selling models will not be among them. For example, bank credit card installment payment will limit the models.

Although buying a car by installment with 0 down payment can make "car owners" enter the ranks of "car owners". For most people, without a long-term plan, it is irrational to blindly buy a car with a down payment of 0.