1, advance payment of insurance benefits for major diseases; Pay insurance money on death; Total disability pays insurance money in advance.
2. Medical examination allowance:
Pay 0.5% of the basic insurance amount to the insured every two years; Human nature reminds you to always pay attention to your health.
3. Ankang gift:
If the insured is alive, we will pay 50% of the basic insurance amount to the insured in the first policy year after the insured reaches the age of 70.
4. Gold due:
If the insured is still alive, we will pay 50% of the basic insurance amount to the insured in the first policy year after the insured reaches the age of 99, and this contract will be terminated.
5. Dividends:
This policy pays off. Cash dividends can be deposited in the company to earn interest, can also be used to pay premiums, and can also be directly withdrawn in cash.
6- 12 The payment of various insurance benefits does not affect the validity of other contracts.
6, non life-threatening malignant tumor insurance:
If the insured suffers from a non-life-threatening malignant tumor for the first time after 90 days from the date of signing this supplementary contract or the date of the last reinstatement (whichever is later), and is under 70 years old at the time of diagnosis, and still survives after 30 days from the date of diagnosis, the Company will pay the insured 20% of the basic insurance amount, and the payment is limited to one time. The total amount of insurance money for all non-life-threatening malignant tumors with the same insured as the target shall not exceed RMB 50,000.
7, independent living ability loss of nursing assistance:
If the insured has completely lost his ability to live independently due to illness or accident 90 days after the date of signing this supplementary contract or the last reinstatement date (whichever is later), that is, he can't independently complete three or more of the six basic daily activities, and he is under 70 years of age when he completely lost his ability to live independently, and he is still alive 30 days after the date of completely losing his ability to live independently, we will pay this insurance premium to the insured at 20% of the basic insurance amount. The total amount of all nursing assistance funds for the loss of independent living ability with the same insured as the target shall not exceed RMB 50,000.
8, accidental facial plastic surgery insurance:
If the insured receives accidental facial plastic surgery for the first time and is under 70 years of age at the time of surgery, we will pay this insurance money to the insured according to the necessary and reasonable actual operation expenses, but the compensation amount does not exceed 20% of the basic insurance amount, and the payment is limited to one time. The total insurance premium for all accidental facial plastic surgery with the same insured as the subject matter shall not exceed RMB 50,000. If the insured obtains compensation for medical expenses according to government regulations, or has obtained compensation for related medical expenses from other commercial insurance institutions or work units, the Company will only pay compensation for the compensated medical expenses.
10, Medical Insurance for Female Specific Surgery:
If the insured receives every specific female operation agreed in this supplementary contract after 90 days from the date of issuance of this supplementary contract or the last reinstatement date (whichever is later), and the insured is under 70 years of age at the time of operation, the Company will pay this insurance premium to the insured at 65,438+00% of the basic insurance amount, and the payment is limited to one time. For each kind of medical insurance for female specific surgery, the total amount of the same insured shall not exceed RMB 25,000.
1 1, pregnancy complications insurance:
If the insured suffers any pregnancy complications agreed in this supplementary contract for the first time from the date of issuance of this supplementary contract or the date of the last reinstatement (whichever is later) 10 months later, the company will pay this insurance premium to the insured at 20% of the basic insurance amount, and the payment is limited to one time. The total amount of insurance benefits for all pregnancy complications with the same insured as the target shall not exceed RMB 50,000.
12, neonatal congenital serious illness insurance:
If the insured newborn falls ill for the first time and is diagnosed by a specialist for the first time as having a major congenital disease of the newborn agreed in this supplementary contract, the Company will pay the insured this insurance money at 40% of the basic insurance amount, and the payment is limited to one time. The total amount of critical illness insurance for all newborns with the same insured as the subject matter shall not exceed RMB 80,000.
Types of major diseases:
Malignant tumor, acute myocardial infarction, apoplexy sequelae, major organ transplantation or hematopoietic stem cell transplantation, coronary artery bypass grafting (or coronary artery bypass grafting), end-stage renal disease (or uremia stage of chronic renal failure), multiple limb loss, acute or subacute severe hepatitis, benign brain tumor, decompensated stage of chronic liver failure, sequelae of encephalitis sequela or meningitis, deep coma, deafness, blindness and paralysis in both ears, heart valve surgery, Severe Alzheimer's disease, severe brain injury, severe Parkinson's disease, severe third-degree burn, severe primary pulmonary hypertension, severe motor neuron disease, language loss, severe aplastic anemia, aortic surgery, severe cardiomyopathy, chronic lung failure, severe multiple sclerosis, human immunodeficiency virus (HIV) infection caused by occupational relationship, severe ulcerative colitis, systemic lupus erythematosus (SLE) and rheumatoid arthritis.
Due to the limitation of words, it is for reference only.