The main features of installment payment:
1. Cash advance deposit is not encouraged. You can enjoy an interest-free repayment period and can repay in installments (minimum repayment amount). You can join a global international credit card organization. It is one of the fastest-growing financial services, and it can replace the traditional cash circulation in a certain range. ?
2. Credit card has both payment and credit functions. Cardholders can use it to buy goods or enjoy services, and they can also use credit cards to obtain certain loans from card issuers. It is a high-tech product integrating financial business and computer technology. ?
3. It can reduce the use of cash currency. It can provide settlement services, facilitate shopping and consumption, and enhance the sense of security. It can simplify the collection procedure and save social labor. It can promote commodity sales and stimulate social demand.
Extended data:
Suggestions for using credit cards:
1. Find out the scope of installment payment. Banks have different ways to pay by installment. In addition to the goods in the credit card installment catalogue, some banks have specific requirements on the place and amount of purchase. For example, GDB card, you can apply for installment payment for a single transaction in 500 yuan, and you must call customer service to register before consumption; China Merchants Bank can apply for installment payment for consumption in Gome, B&Q and other places.
It is very important to find out whether this consumption can be paid in installments before shopping. Accurately calculate the handling fee. Nothing for nothing. Although credit card installment payment is free of interest, the handling fee is inevitable. Choose the most cost-effective credit card. Because banks calculate fees in different ways, you should choose the most suitable card to trade after you know the fees of credit cards.
China Economic Net-Chengdu 17-year-old girl lied about her age and borrowed 10,000 yuan to hide plastic surgery from her family (Figure)
Baidu encyclopedia-installment payment (transaction payment method)